Top Saint Augustine, FL Student Loan Debt Lawyers Near You
841 Prudential Drive, 12th Floor, Jacksonville, FL 32207
50 North Laura Street, Suite 3100, Jacksonville, FL 32202-3646
6022 San Jose Blvd S, Jacksonville, FL 32217
1501 San Marco Blvd, Jacksonville, FL 32207
4150 Belfort Road, PO Box 550868, Jacksonville, FL 32216
50 N Laura St, Suite 1900, Jacksonville, FL 32202
50 North Laura Street, Suite 3000, Jacksonville, FL 32202
1000 Riverside Avenue, Suite 800, Jacksonville, FL 32204
4190 Belfort Road, Suite 450, Jacksonville, FL 32216
4115 Hendricks Ave, Jacksonville, FL 32207
50 N Laura St, Suite 3900, Jacksonville, FL 32202
PO Box 17667, Jacksonville, FL 32245
1309 Saint Johns Bluff Road North, Suite 105, Jacksonville, FL 32225
1855 Mayport Road, Atlantic Beach, FL 32233
2219 Park St, Jacksonville, FL 32204-4315
59 Seamount Way, St. Augustine, FL 32092
50 North Laura Street, Suite 4100, Jacksonville, FL 32202
2220 CR 210W, Suite 108 #514, Jacksonville, FL 32259
255 N Liberty St, Jacksonville, FL 32202
3835 Baymeadows Rd, Suite 325, Jacksonville, FL 32217
10407 Centurion Parkway North, Suite 200, Jacksonville, FL 32256
100 North Laura Street, Suite 701, Jacksonville, FL 32202
301 W. Bay Street, Suite 14175, Jacksonville, FL 32202
50 North Laura Street, Suite 2800, Jacksonville, FL 32202
4035 Atlantic Blvd, Jacksonville, FL 32207
Saint Augustine Student Loan Debt Information
Lead Counsel Verified Attorneys in Saint Augustine
Lead Counsel independently verifies Student Loan Debt attorneys in Saint Augustine and checks their standing with Florida bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Student Loan Debt?
Many college students finish their education with high amounts of student loan debt. Student loan debt gets different legal treatment than other types of personal loan debt. Some legal options for students with high student loan debt include:
- Public service loan forgiveness
- Income-based repayment
- Pay-as-you-earn payment
Student loan debt is also unique because it is hard to discharge in bankruptcy. Even after Chapter 7 or Chapter 13 bankruptcy, graduates cannot clear most of their student debts.
What Are Some Examples of Situations Where I Might Need a Student Loan Debt Lawyer?
Student loan repayment programs can change at any time. The federal government or state laws can change eligibility for student loan repayment or loan forgiveness laws. Many students rely on loan forgiveness or payment plans to manage their student loan debts. If your student loans are out of control and making it hard to pay other debts, a lawyer may be able to help.
How Can a Lawyer Help Me Get Rid of Student Loan Debt?
A lawyer experienced in helping with student loan debt may be able to help you access repayment programs you didn’t know about. They can negotiate with lenders and creditors to reduce your debt on your behalf. Your lawyer may also be able to help you get rid of other debts in the bankruptcy process, giving you more flexibility to make your student loan payments.
What Could Happen if I Don’t Hire a Student Loan Debt Lawyer?
Students must understand their loan repayment liability and how eligibility for assistance programs can change. Failing to manage your student loan debt can lead to default and additional costs to pay off the loans. This will harm your credit score, making buying a home or securing credit harder. It will also likely lead to creditor harassment.
What Questions Should I Ask When Trying To Find a Bankruptcy Lawyer in Chicago?
These questions can help you decide if you feel confident that a lawyer has the qualifications, experience, and ability to manage your case well. Many lawyers offer free consultations that allow you to understand your options and get specific legal advice before hiring them. Top questions include:
- What is your experience in handling bankruptcy cases? Have you managed cases like mine? What was the outcome of these cases?
- Do you have experience resolving issues like this in Illinois?
- What is your approach to handling bankruptcy cases?
- What is your record in negotiating favorable debt repayment plans?
- How do you communicate with clients about the progress of their cases?
- How much input will I have about the case strategy?
- What are your fees and billing structure?
Tips for Hiring a Bankruptcy Lawyer
Finding a lawyer who is right for you and will represent your best interests is an important first step in protecting your rights. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts