Top Smithfield, VA Mortgage Lawyers Near You
5712 Cleveland Street, Suite 130, Virginia Beach, VA 23462
117 Market Street, Suffolk, VA 23434
200 High Street, Suite 302, Portsmouth, VA 23704
500 East Main Street, Suite 1000, Norfolk, VA 23510
701 Town Center Drive, Suite 800, PO Box 12888, Newport News, VA 23606
575 Lynnhaven Parkway, Suite 200, Virginia Beach, VA 23452
487 McLaws Circle, Suite 2, Williamsburg, VA 23185
One City Center, 11815 Fountain Way, Suite 400, Newport News, VA 23606
128 South Lynnhaven Road, Suite 100, Virginia Beach, VA 23452
Mortgage Lawyers | Serving Smithfield, VA
403 Boush Street, Suite 300, Norfolk, VA 23510
Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510
428 McLaws Circle, Suite 200, Williamsburg, VA 23185
101 W Main Street, Suite 705, Norfolk, VA 23510
222 Central Park Avenue, Suite 1700, Virginia Beach, VA 23462-3035
101 West Main Street, 500 World Trade Center, Norfolk, VA 23510
4801 Courthouse St, Suite 203, Williamsburg, VA 23188
2624 Southern Blvd, Suite 102, Virginia Beach, VA 23452-7433
440 Monticello Ave, Suite 2200, Norfolk, VA 23510
468 Viking Dr, Suite 200, Virginia Beach, VA 23452
101 Granby St, Suite 200, Norfolk, VA 23510
4801 Courthouse St, Suite 122, Williamsburg, VA 23188
143 North Main Street, Suffolk, VA 23434
4429 Bonney Rd, Suite 500, Virginia Beach, VA 23462
11817 Canon Boulevard, Suite 408, Newport News, VA 23606
2309 Trant Lake Drive, Virginia Beach, VA 23454
Smithfield Mortgage Information
Lead Counsel Verified Attorneys in Smithfield
Lead Counsel independently verifies Mortgage attorneys in Smithfield and checks their standing with Virginia bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Mortgage Law?
A mortgage is a type of financing agreement that allows you to purchase a home. The lender provides the money to purchase the piece of property, and you repay the lender. In the U.S., mortgages can feature a fixed interest rate that stays the same for the life of the mortgage, or an adjustable-rate mortgage that may feature an increasing mortgage rate in the future.
What Are Some Examples of Situations Where I Might Need a Mortgage Lawyer?
You should consult with a real estate lawyer if you are buying a home or commercial property and are unsure about the terms of a mortgage. You should have clarity about the loan amount, the interest rate, closing costs, and any possible penalties for late payment or prepayments.
How Can a Mortgage Lawyer Help Me?
A mortgage and real estate lawyer can review the terms of a mortgage to ensure that your rights are protected before you sign any documents. They will explain everything to you and make sure you understand what you are signing.
What Could Happen if I Don’t Hire a Mortgage Lawyer?
If you are at all confused about the terms of a mortgage, not having a lawyer review the agreement could lead to serious financial losses in the future. You could be agreeing to an adjustable-rate mortgage that will skyrocket in price, or you could pay off your mortgage early but face prepayment penalties that you didn’t know existed.
What Questions Should I Ask When Trying To Find a Real Estate Lawyer in Smithfield?
These questions can help you decide if you feel comfortable and confident that a lawyer has the qualifications, experience, and ability to manage your case. Many real estate lawyers offer an initial consultation that allows you to understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling real estate cases in Virginia?
- Have you represented property owners in cases like mine?
- What are potential issues that can come up during the property purchase?
- How will you keep me informed about updates in my case?
- What is the likely timeline for resolving my case?
- What is your fee structure for legal representation?
Tips for Hiring a Real Estate Lawyer
Take the time to find a real estate attorney who is right for you and will represent your best interests. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about fees and billing
- Trust your instincts