Top Hilo, HI Mortgage Lawyers Near You
120 Pauahi Street, Suite 312, Hilo, HI 96720
187 Kapiolani St., Hilo, HI 96720
Atrium Ct., 75-167 Kalani St., Suite 103, Kailua-Kona, HI 96740
Kuakini Tower, 75-5722 Kuakini Hwy, Suite 208, Kailua-Kona, HI 96740
121 Waianuenue Ave., Hilo, HI 96720
65-1241 Pomaikai Place, Suite 2, Kamuela, HI 96743
75-1000 Henry St., Suite 208, Kailua-Kona, HI 96740
Hualalai Center, 75-170 Hualalai Rd, Ste 303-B, Kailua-Kona, HI 96740
75-5591 Palani Road, Suite 2003, Kailua-Kona, HI 96740
106 Kamehameha Ave, Suite 2A, Hilo, HI 96720
We found a limited number of Mortgage law firms in Hilo. Below are some of the closest additional firms.
1164 Bishop Street, Suite 1705, Honolulu, HI 96813
Choose Ryan G.S. Au, AAL, LLC for qualified Mortgage representation in the Hilo, Hawaii area.
Free Consultation
29 Kai Ani Lane, Kihei, HI 96753
305 E Wakea Ave, Suite 200, Kahului, HI 96732
2200 Main Street, Suite 521, Wailuku, HI 96793
One Main Plaza, 2200 Main St., Suite 400, Wailuku, HI 96793
Hilo Mortgage Information
Lead Counsel Verified Attorneys in Hilo
Lead Counsel independently verifies Mortgage attorneys in Hilo and checks their standing with Hawaii bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Mortgage Law?
A mortgage is a type of financing agreement that allows you to purchase a home. The lender provides the money to purchase the piece of property, and you repay the lender. In the U.S., mortgages can feature a fixed interest rate that stays the same for the life of the mortgage, or an adjustable-rate mortgage that may feature an increasing mortgage rate in the future.
What Are Some Examples of Situations Where I Might Need a Mortgage Lawyer?
You should consult with a real estate lawyer if you are buying a home or commercial property and are unsure about the terms of a mortgage. You should have clarity about the loan amount, the interest rate, closing costs, and any possible penalties for late payment or prepayments.
How Can a Mortgage Lawyer Help Me?
A mortgage and real estate lawyer can review the terms of a mortgage to ensure that your rights are protected before you sign any documents. They will explain everything to you and make sure you understand what you are signing.
What Could Happen if I Don’t Hire a Mortgage Lawyer?
If you are at all confused about the terms of a mortgage, not having a lawyer review the agreement could lead to serious financial losses in the future. You could be agreeing to an adjustable-rate mortgage that will skyrocket in price, or you could pay off your mortgage early but face prepayment penalties that you didn’t know existed.
What Questions Should I Ask When Trying To Find a Real Estate Lawyer in Hilo?
These questions can help you decide if you feel comfortable and confident that a lawyer has the qualifications, experience, and ability to manage your case. Many real estate lawyers offer an initial consultation that allows you to understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling real estate cases in Hawaii?
- Have you represented property owners in cases like mine?
- What are potential issues that can come up during the property purchase?
- How will you keep me informed about updates in my case?
- What is the likely timeline for resolving my case?
- What is your fee structure for legal representation?
Tips for Hiring a Real Estate Lawyer
Take the time to find a real estate attorney who is right for you and will represent your best interests. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about fees and billing
- Trust your instincts