Top Folsom, CA Mortgage Lawyers Near You
Over 20 Years Experience Representing Businesses, Builders, Homeowners & HOA Boards in Dispute Resolution, Litigation and All Aspects of Real Estate Law.
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416 Auburn Folsom Rd, Auburn, CA 95603
905 Highland Pointe Dr, Suite 100, Roseville, CA 95678-5418
2377 Gold Meadow Way, Suite 100, Gold River, CA 95670
777 F St, Davis, CA 95616
555 University Ave, Suite 200, Sacramento, CA 95825
7777 Greenback Ln, Suite 212, Citrus Heights, CA 95610
400 Capitol Mall, Suite 2550, Sacramento, CA 95814
1415 L Street, Suite 800, Sacramento, CA 95814
621 Capitol Mall, Suite 1500, Sacramento, CA 95814
1215 K Street, 17th Floor, Sacramento, CA 95814
5701 Lonetree Blvd, 3rd Floor, Suite 323, Rocklin, CA 95765
2281 Lava Ridge Ct, Suite 130, Roseville, CA 95661
500 Capitol Mall, Suite 2000, Sacramento, CA 95814
10640 Mather Blvd, Suite 200, Mather, CA 95655
265 Mercedes Ct, Davis, CA 95616
1201 K St, Suite 1960, Sacramento, CA 95814
836 57th St, Suite 483, Sacramento, CA 95819
3262 Penryn Road, Suite 200, Loomis, CA 95650
1415 L Street, Suite 400, Sacramento, CA 95814
801 K Street, Suite 2100, Sacramento, CA 95814
9401 E. Stockton Blvd, Suite 140, Elk Grove, CA 95624
400 Capitol Mall, Suite 2400, Sacramento, CA 95814
1415 L St, Suite 700, Sacramento, CA 95814
1046 Al Tahoe Blvd, Ste 13583, South Lake Tahoe, CA 96150
980 9th Street, 16th Floor, Sacramento, CA 95814
Folsom Mortgage Information
Lead Counsel Verified Attorneys in Folsom
Lead Counsel independently verifies Mortgage attorneys in Folsom and checks their standing with California bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Mortgage Law?
A mortgage is a type of financing agreement that allows you to purchase a home. The lender provides the money to purchase the piece of property, and you repay the lender. In the U.S., mortgages can feature a fixed interest rate that stays the same for the life of the mortgage, or an adjustable-rate mortgage that may feature an increasing mortgage rate in the future.
What Are Some Examples of Situations Where I Might Need a Mortgage Lawyer?
You should consult with a real estate lawyer if you are buying a home or commercial property and are unsure about the terms of a mortgage. You should have clarity about the loan amount, the interest rate, closing costs, and any possible penalties for late payment or prepayments.
How Can a Mortgage Lawyer Help Me?
A mortgage and real estate lawyer can review the terms of a mortgage to ensure that your rights are protected before you sign any documents. They will explain everything to you and make sure you understand what you are signing.
What Could Happen if I Don’t Hire a Mortgage Lawyer?
If you are at all confused about the terms of a mortgage, not having a lawyer review the agreement could lead to serious financial losses in the future. You could be agreeing to an adjustable-rate mortgage that will skyrocket in price, or you could pay off your mortgage early but face prepayment penalties that you didn’t know existed.
What Questions Should I Ask When Trying To Find a Real Estate Lawyer in Folsom?
These questions can help you decide if you feel comfortable and confident that a lawyer has the qualifications, experience, and ability to manage your case. Many real estate lawyers offer an initial consultation that allows you to understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling real estate cases in California?
- Have you represented property owners in cases like mine?
- What are potential issues that can come up during the property purchase?
- How will you keep me informed about updates in my case?
- What is the likely timeline for resolving my case?
- What is your fee structure for legal representation?
Tips for Hiring a Real Estate Lawyer
Take the time to find a real estate attorney who is right for you and will represent your best interests. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about fees and billing
- Trust your instincts