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What Is Medicare?
Medicare insurance is a public, government-run and funded insurance plan that provides health coverage for Americans 65 and older. Those with End-Stage Renal Disease are also eligible for Medicare, as are people with certain disabilities even if they are not yet 65.
Types of Medicare
There are four main parts to the Medicare Plan:
- Medicare Part A covers nursing care, hospice care, certain types of home health care, and inpatient hospital stays.
- Medicare Part B covers many doctor’s services, as well as preventive services, medical supplies, and outpatient care. If you qualify, Part A and Part B are free, although there may be some services that are not covered or not fully covered and must be paid for.
- Medicare Part C, or Medicare advantage, is designed to provide private insurance that covers any gap between what your regular Medicare covers and what you need covered. You will have to pay for Medicare Part C.
- Medicare Part D provides prescription drug coverage.
If you feel you are entitled to Medicare and are not getting it, or there is a service that you feel should be covered that is not, contact a Medicare attorney. An attorney who is an expert at Medicare law can look at your situation and advise you as to whether you should be seeking additional coverage or benefts.