Top New York, NY Life Insurance Lawyers Near You

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New York Life Insurance Information

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Lead Counsel Verified Attorneys In New York

Lead Counsel independently verifies Life Insurance attorneys in New York by conferring with New York bar associations and conducting annual reviews to confirm that an attorney practices in their advertised practice areas and possesses a valid bar license for the appropriate jurisdictions.

Find a New York Life Insurance Attorney in your area

Has Your Life Insurance Coverage or Claim Been Denied?

Has your life insurance claim been denied? If so, a life insurance attorney may be able to help you. There are many factors insurance companies look at when either signing individuals up for life insurance and paying out life insurance in the event of an insured’s passing. A New York life insurance attorney can discuss the facts with you and if possible, come up with a plan of action for you.

Denial of Life Insurance

An individual purchases life insurance so that in the event of your one’s death, an insurance company will pay a beneficiary a predetermined amount of money. An individual can be denied life insurance because of occupational hazards, pre-existing conditions, and even driving record! If you’ve been denied life insurance, an attorney may be able to help you.

How an Attorney Can Help

An attorney can often resolve your particular legal issue faster and better than trying to do it alone. A lawyer can help you navigate the legal system, while avoiding costly mistakes or procedural errors. You should seek out an attorney whose practice focuses on the area of law most relevant to your issue.

The Importance of a Good Consultation

The goal of an initial consultation is to find an attorney you are comfortable working with and someone who can help you understand your options under the law. Seek to understand the relevant legal experience the attorney brings to your case. While it is not realistic to expect an attorney to resolve your legal issue during an initial consultation, you should gain a level of comfort with his/her ability to do so. A good consultation can clarify issues, raise pertinent questions and considerations for your case, and help you make an informed decision towards resolving your legal issue.

How will an attorney charge me?

A reputable attorney will be very upfront about how he/she will charge you. The three most common fee structures that attorneys use to charge for their services are:

  • Bill by the hour
  • Contingent fee agreement
  • Flat fee agreement

Depending on your specific legal situation, it’s possible that only one type of fee structure is available. For instance, criminal defense attorneys almost always bill by the hour. In a flat fee arrangement, an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront and the attorney receives a percentage of the money recovered if you win your case.

Common legal terms explained

Personal jurisdiction – Requirement that a particular court have authority over a person, in order to bind that person to the judgment of the court, based on minimum contacts. International Shoe Co v. Washington is a landmark Supreme Court case outlining the scope of a state court’s reach in personal jurisdiction.

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