Top Bellmore, NY Life Insurance Lawyers Near You

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Bellmore Life Insurance Information

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Lead Counsel Verified Attorneys In Bellmore

Lead Counsel independently verifies Life Insurance attorneys in Bellmore by conferring with New York bar associations and conducting annual reviews to confirm that an attorney practices in their advertised practice areas and possesses a valid bar license for the appropriate jurisdictions.

Find a Bellmore Life Insurance Attorney in your area

Has Your Life Insurance Coverage or Claim Been Denied?

Has your life insurance claim been denied? If so, a life insurance attorney may be able to help you. There are many factors insurance companies look at when either signing individuals up for life insurance and paying out life insurance in the event of an insured’s passing. A Bellmore life insurance attorney can discuss the facts with you and if possible, come up with a plan of action for you.

Denial of Life Insurance

An individual purchases life insurance so that in the event of your one’s death, an insurance company will pay a beneficiary a predetermined amount of money. An individual can be denied life insurance because of occupational hazards, pre-existing conditions, and even driving record! If you’ve been denied life insurance, an attorney may be able to help you.

Top Questions to Ask When Hiring an Attorney

  • How many years have you been practicing law? How long have you practiced law in the local area?
  • How many cases similar to mine have you handled in the past?
  • What is the likely outcome for my case?

In legal practice, experience matters. An experienced attorney will likely have handled issues similar to yours many, many times. Therefore, after listening to your situation, the attorney should have a reasonable idea of the time line for a case like yours and the likely resolution.

How to Prepare for Your Initial Consultation

Prepare for your consultation by writing down notes of your understanding of the case, jot down questions and concerns for the attorney, and gather your documents. Remember that you are trying to get a sense of whether the attorney has your trust and can help you address your legal issues. Questions should include how the attorney intends to resolve your issue, how many years he/she has been practicing law and specifically practicing in your area, as well as how many cases similar to yours the attorney has handled. It can also be helpful to broach the subject of fees so that you understand the likely cost and structure of your representation by a specific attorney and/or legal team.

Types of legal fees:

Bill by the hour: Many attorneys bill by the hour. How much an attorney bills you per hour will vary based on a number of factors. For instance, an attorney’s hourly fee may fluctuate based on whether that hour is spent representing you in court or doing research on your case. Attorneys in one practice area may bill you more than attorneys in a different practice area.

Contingent fee: Some lawyers will accept payment via contingent fee. In this arrangement, the lawyer receives a percentage of the total monetary recovery if you win your lawsuit. In sum, the lawyer only gets paid if you win. Contingent fee agreements are limited to specific practice areas in civil law.

Flat fee: For “routine” legal work where the attorney generally knows the amount of time and resources necessary to complete the task, he/she may be willing to bill you a flat fee for services performed.

Common legal terms explained

Plaintiff – a person or party who brings a lawsuit against another person(s) or party/parties in a court of law. Private persons or parties can only file suit in civil court.

Judgment – A decision of the court. Also known as a decree or order. Judgments handed down by the court are usually binding on the parties before the court.

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