Top Mamaroneck, NY Judicial Foreclosure Lawyers Near You

The Process of Judicial Foreclosure

A judicial foreclosure on property occurs when the lender petitions the court for a judgment to foreclose on a mortgage or trust deed. This type of foreclosure allows the lender to have a deficiency judgment to legally recover any amount remaining after the property is sold. Judicial foreclosure law can vary from state to state.

Is Your House Being Judicially Foreclosed?

If you are faced with a judicial foreclosure, contact a Mamaroneck lawyer who handles judicial foreclosure cases. Your lawyer can prepare and present the required pleadings and other documents as the case progresses, form your defense and aggressively pursue your interest in the property.

Best Time to Seek Legal Help

No matter what your legal issue may be, it is always best to seek legal help early in the process. An attorney can help secure what is likely to be the best possible outcome for your situation and avoid both unnecessary complications or errors.

Tips on Approaching an Initial Attorney Consultation

• Use the consultation as a means of gaining a better understanding of your legal situation.
• Ask the attorney how many cases similar to yours he/she has handled. An attorney’s experience and knowledge can speak to their expertise (or lack of) in addressing your situation.
• Your attorney should be able to articulate roughly how long a case like yours will take to resolve and what sort of procedures to expect.
• Determine how comfortable you are working with the lawyer and/or law firm.

How to Find the Right Attorney

• Determine the area of law that relates to your issue. Attorneys specialize in specific practice areas around legal issues within the broad field of law.
• Seek out recommendations from friends, family, and colleagues. A successful attorney or practice will typically have many satisfied clients.
• Set up consultation appointments to get a better understanding of your case as well as gauge your comfort level with different attorneys. Find the attorney who is the right fit for your needs.

Common legal terms explained

Pro se – This Latin term refers to representing yourself in court instead of hiring professional legal counsel. Pro se representation can occur in either criminal or civil cases.

Statute – Refers to a law created by a legislative body. For example, the laws enacted by Congress are statutes.

Subject matter jurisdiction – Requirement that a particular court have authority to hear the claim based on the specific type of issue brought to the court. For example, the U.S. Bankruptcy Court only has subject matter jurisdiction over bankruptcy filings, therefore it does not have the authority to render binding judgment over other types of cases, such as divorce.