Top Birmingham, AL Insurance Lawyers Near You

Insurance Lawyers | Birmingham Office

1500 Urban Center Drive, Suite 450, Birmingham, AL 35242

Insurance Lawyers | Birmingham Office

420 20th Street North, Suite 2300, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

420 North 20th Street, Suite 2200, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

800 Shades Creek Pkwy, Suite 870, Birmingham, AL 35209

Insurance Lawyers | Birmingham Office

505 North 20th Street, Suite 825, Birmingham, AL 35203

Insurance Lawyers | Mountain Brook Office | Serving Birmingham, AL

2700 Highway 280, Suite 203W, Mountain Brook, AL 35223

Insurance Lawyers | Birmingham Office

1901 6th Ave. N, Suite 1400, Birmingham, AL 35203-2623

Insurance Lawyers | Birmingham Office

One Federal Place, Ste. 1000, 1819 Fifth Avenue North, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

2311 Highland Avenue South, Suite 500, Birmingham, AL 35205

Insurance Lawyers | Birmingham Office

2001 Park Place North, Suite 700, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

420 20th Street North, Suite 1100, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

420 20th Street N, Suite 2750, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

505 20th Street North, Suite 800, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

2001 Park Place North, Suite 870, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

100 Corporate Pkwy, One Lake Level, Birmingham, AL 35242

Insurance Lawyers | Birmingham Office

1710 2nd Ave N, Apt 416, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

1904 1st Ave N, Suite 300, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

420 20th Street North, Suite 1900, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

420 20th Street North, Suite 2560, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

420 North 20th Street, Suite 2200, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

4268 Cahaba Heights Ct, Suite 104, Birmingham, AL 35243

Insurance Lawyers | Birmingham Office

Two North Twentieth Street, Suite 1310, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

2 North 20th Street, Suite 1405, Birmingham, AL 35203

Insurance Lawyers | Birmingham Office

PO Box 131323, Birmingham, AL 35213-4203

Insurance Lawyers | Birmingham Office

1914 4th Ave N, Suite 400, Birmingham, AL 35203

Birmingham Insurance Information

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Lead Counsel Verified Attorneys In Birmingham

Lead Counsel independently verifies Insurance attorneys in Birmingham and checks their standing with Alabama bar associations.

Our Verification Process and Criteria
  • Ample Experience Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
  • Good Standing Be in good standing with their bar associations and maintain a clean disciplinary record.
  • Annual Review Submit to an annual review to retain their Lead Counsel Verified status.
  • Client Commitment Pledge to follow the highest quality client service and ethical standards.

Find an Insurance Attorney near Birmingham

Do You Have an Insurance Law Problem?

The area of law encompassing insurance in general as well as insurance policies and even claims against an insurance policy is rightfully called insurance law. If you have a problem regarding insurance, whether it be in regards to regulating insurance policies or with the handling of a claim, an experienced Birmingham insurance law lawyer can help.

Different Types of Insurance

Insurance is available for almost any type of peril or danger, including natural disasters, theft, property damage, fire and even personal injury claims. The purpose is to protect you in case something damages whatever property you have insured.

Insurance law governs how policies are written, the duties and obligations under individual insurance policies as well as the protection you can receive against third party claims. Insurance law can also protect insurance companies against fraudulent insurance claims.

What happens when my claim is denied?

If you receive a claim denial, whether it’s for car, health, homeowners, disability, or any other kind of insurance, you likely have the option to appeal. If you believe your denial was illegal or your insurance provider was acting in bad faith, you should consider consulting with an attorney to discuss your options. In some cases, you will be able to handle the appeal yourself.

What does my insurance cover?

This is where it’s important to read the fine print. Every insurance policy – health, home, renters, car, disability, etc. – will list instances in which your coverage is not valid. For example, some health insurance policies cover certain surgeries, but not physical therapy. It’s important that you understand what your policy does and does not cover.

How much insurance do I need?

This is best left to your best judgment. If you anticipate having trouble affording premium payments, then you may have no choice but to pay for less coverage. However, if you think that there is a chance that you will need coverage, and any losses will far exceed what you pay in premiums, you should consider purchasing more. Take your budget into account.

When to Hire a Lawyer

It is in your best interest to get legal help early on in addressing your situation. There are times when hiring a lawyer quickly is critical to your case, such as if you are charged with a crime. It may also be in your best interest to have a lawyer review the fine print before signing legal documents. A lawyer can also help you get the compensation you deserve if you’ve suffered a serious injury. For issues where money or property is at stake, having a lawyer guide you through the complexities of the legal system can save you time, hassle, and possibly a lot of grief in the long run.

The Importance of a Good Consultation

The goal of an initial consultation is to find an attorney you are comfortable working with and someone who can help you understand your options under the law. Seek to understand the relevant legal experience the attorney brings to your case. While it is not realistic to expect an attorney to resolve your legal issue during an initial consultation, you should gain a level of comfort with his/her ability to do so. A good consultation can clarify issues, raise pertinent questions and considerations for your case, and help you make an informed decision towards resolving your legal issue.

Types of legal fees:

Bill by the hour: Many attorneys bill by the hour. How much an attorney bills you per hour will vary based on a number of factors. For instance, an attorney’s hourly fee may fluctuate based on whether that hour is spent representing you in court or doing research on your case. Attorneys in one practice area may bill you more than attorneys in a different practice area.

Contingent fee: Some lawyers will accept payment via contingent fee. In this arrangement, the lawyer receives a percentage of the total monetary recovery if you win your lawsuit. In sum, the lawyer only gets paid if you win. Contingent fee agreements are limited to specific practice areas in civil law.

Flat fee: For “routine” legal work where the attorney generally knows the amount of time and resources necessary to complete the task, he/she may be willing to bill you a flat fee for services performed.

Common legal terms explained

Pro se – This Latin term refers to representing yourself in court instead of hiring professional legal counsel. Pro se representation can occur in either criminal or civil cases.

Statute – Refers to a law created by a legislative body. For example, the laws enacted by Congress are statutes.

Subject matter jurisdiction – Requirement that a particular court have authority to hear the claim based on the specific type of issue brought to the court. For example, the U.S. Bankruptcy Court only has subject matter jurisdiction over bankruptcy filings, therefore it does not have the authority to render binding judgment over other types of cases, such as divorce.

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