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Most businesses follow a general process for collecting debts, from friendly overdue reminders, to formal demand letters. Many businesses then turn the debt over to a debt collection agency that may resort to threats, misrepresentation, harassment, and legal action.
Delinquent debtors, however, are protected from harassing, oppressive, and abusive collection methods by the Federal Trade Commission's Fair Debt Collection Practices Act. If the debt collector persists, acquiring the services of A Boulder City attorney practicing in debt collection defense can end the harassment and possibly file a lawsuit against the collection agency on your behalf.
No matter what your legal issue may be, it is always best to seek legal help early in the process. An attorney can help secure what is likely to be the best possible outcome for your situation and avoid both unnecessary complications or errors.
For most consumer legal issues, the size of the practice is much less important than the experience, competence, and reputation of the attorney(s) handling your case. Among the most important factors when choosing an attorney are your comfort level with the attorney or practice and the attorney's track record in bringing about quick, successful resolutions to cases similar to yours.