Top Saint Cloud, MN Collection Lawyers Near You
We stand up and protect the rights of Minnesota consumers by providing quality legal services. We can help with issues on credit reporting, debt collection, identity theft and more
80 S 8th St, Suite 4800, Minneapolis, MN 55402
80 S 8th St, 2200 IDS Center, Minneapolis, MN 55402
90 S 7th St, Suite 2200, Minneapolis, MN 55402
901 S Marquette Ave, Suite 2100, Minneapolis, MN 55402
100 South Fifth Street, Suite 1200, Minneapolis, MN 55402
3800 8th St N, Suite 102, St. Cloud, MN 56303
2811 University Ave SE, #14921, Minneapolis, MN 55414
250 Nicollet Mall, Suite 1150, Minneapolis, MN 55401
80 South 8th Street, Suite 900, Minneapolis, MN 55402
80 South Eighth Street, Suite 2800, Minneapolis, MN 55402
Butler Square Suite 445A, 100 North Sixth Street, Minneapolis, MN 55403
370 Wabasha St N, Suite 857, St. Paul, MN 55102
7900 International Dr, Suite 300, Minneapolis, MN 55425
1400 Van Buren St NE, Ste 200-222, Minneapolis, MN 55413
500 Washington Avenue South, Suite 4000, Minneapolis, MN 55415
1100 IDS Center, 80 South 8th Street, Minneapolis, MN 55402
90 South 7th St., Suite 3500, Minneapolis, MN 55402
80 S 8th St, Suite 4700, Minneapolis, MN 55402
310 4th Avenue S, Suite 5010, Minneapolis, MN 55415
444 Cedar St, Suite 2100, St. Paul, MN 55101
80 S 8th St, Suite 900, Minneapolis, MN 55402
100 Washington Avenue South, Suite 1300, Minneapolis, MN 55401
310 Clifton Ave, Minneapolis, MN 55403
8300 Norman Center Drive, Suite 1000, Minneapolis, MN 55437-1060
328 Barry Ave S, Suite 200, Wayzata, MN 55391
Saint Cloud Collection Information
Lead Counsel Verified Attorneys in Saint Cloud
Lead Counsel independently verifies Collection attorneys in Saint Cloud and checks their standing with Minnesota bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Collections Law?
Most adults need to borrow money for some purchases. That’s where credit cards, auto loans, mortgages, and other lines of credit come into play. If you do not pay back those debts, you can be subject to collections, such as repossession of your car, house, or other valuables. As a debtor, you have rights under the Fair Debt Collection Practices Act. These include the right to dispute a debt and to stop creditor harassment.
What Are Some Examples of Situations Where I Might Need a Collections Lawyer?
If creditors are calling you, emailing you, and sending you letters threatening collection, you should call an experienced debtors’ rights lawyer as soon as possible. Even if creditors are not harassing you, but you know that you are behind on debts, such as car payments or credit card bills, you should call an attorney to learn more about your rights and options.
How Can a Lawyer Help Me With Debt Collections?
Creditors must follow the law when attempting to collect from you. A lawyer knows the law and can enforce your rights. This includes putting a stop to harassing phone calls, verifying the validity and age of your debts, and helping you file complaints with the government or taking legal action. Your lawyer can also help you explore alternative options for debt settlement, which may include filing for bankruptcy.
What Could Happen if I Don’t Hire a Collections Lawyer?
Without a lawyer and unaware of how to enforce your legal rights, you may endure endless creditor harassment and collection attempts. This can harm your credit score and make it more difficult to take out other loans in the future, such as a mortgage. A lawyer can protect you from being taken advantage of.
What Questions Should I Ask When Trying To Find a Consumer Protection Lawyer in Saint Cloud?
These questions can help you decide if you feel comfortable and confident that a lawyer has the qualifications, experience, and ability to manage your case. Many consumer protection lawyers offer an initial consultation that allows you to understand your options and get specific legal advice before hiring them. The top questions include:
- What is your experience in handling consumer protection cases in Minnesota?
- Have you represented consumers in cases like mine?
- What are potential issues that can come up during consumer protection cases?
- How will you keep me informed about updates in my case?
- What is the likely timeline for resolving my consumer protection case?
- How much can I receive in damages for my consumer protection lawsuit?
Tips for Hiring a Consumer Protection Lawyer
Take the time to find a consumer protection lawyer who is right for you and will represent your best interests. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about fees and billing
- Trust your instincts