Top Carmichael, CA Collection Lawyers Near You
1555 River Park Drive, Suite 108, Sacramento, CA 95815
Other Nearby Offices
Meissner Ruggles Thompson, Inc. is experienced handling Collection cases in the Carmichael area.
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1415 L Street, Suite 800, Sacramento, CA 95814
1414 K Street, Suite 470, Sacramento, CA 95814
621 Capitol Mall, Suite 1500, Sacramento, CA 95814
5960 S. Land Park Dr, Suite 1059, Sacramento, CA 95822
2207 Plaza Drive, Suite 300, Rocklin, CA 95765-5874
555 Capitol Mall, Suite 750, Sacramento, CA 95814
400 Capitol Mall, Suite 2400, Sacramento, CA 95814
401 Watt Avenue, Suite 1, Sacramento, CA 95864
400 Capitol Mall, Suite 2400, Sacramento, CA 95814
400 Capitol Mall, Suite 3000, Sacramento, CA 95814-4497
4227 Sunrise Blvd, Suite 200, Fair Oaks, CA 95628
500 Capitol Mall, Suite 1800, Sacramento, CA 95814
2220 Douglas Blvd, Suite 240, Roseville, CA 95661
980 9th Street, Suite 1600, Sacramento, CA 95814
980 9th Street, 16th Floor, Sacramento, CA 95814
1430 Blue Oaks Blvd, Suite 250, Roseville, CA 95747
520 Capitol Mall, Suite 150, Sacramento, CA 95814
400 Capitol Mall, Suite 2350, Sacramento, CA 95814
601 University Ave, 275, Sacramento, CA 95825
101 Parkshore Dr, Suite 100, Folsom, CA 95630
1215 K Street Suite 1900, Sacramento, CA 95814
3 Parkcenter Drive, Suite 200, Sacramento, CA 95825
400 Capitol Mall, Suite 2600, Sacramento, CA 95814
Carmichael Collection Information
Lead Counsel independently verifies Collection attorneys in Carmichael and checks their standing with California bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Collections Law?
Most adults need to borrow money for some purchases. That’s where credit cards, auto loans, mortgages, and other lines of credit come into play. If you do not pay back those debts, you can be subject to collections, such as repossession of your car, house, or other valuables. As a debtor, you have rights under the Fair Debt Collection Practices Act. These include the right to dispute a debt and to stop creditor harassment.
What Are Some Examples of Situations Where I Might Need a Collections Lawyer?
If creditors are calling you, emailing you, and sending you letters threatening collection, you should call an experienced debtors’ rights lawyer as soon as possible. Even if creditors are not harassing you, but you know that you are behind on debts, such as car payments or credit card bills, you should call an attorney to learn more about your rights and options.
How Can a Lawyer Help Me With Debt Collections?
Creditors must follow the law when attempting to collect from you. A lawyer knows the law and can enforce your rights. This includes putting a stop to harassing phone calls, verifying the validity and age of your debts, and helping you file complaints with the government or taking legal action. Your lawyer can also help you explore alternative options for debt settlement, which may include filing for bankruptcy.
What Could Happen if I Don’t Hire a Collections Lawyer?
Without a lawyer and unaware of how to enforce your legal rights, you may endure endless creditor harassment and collection attempts. This can harm your credit score and make it more difficult to take out other loans in the future, such as a mortgage. A lawyer can protect you from being taken advantage of.
What Questions Should I Ask When Trying To Find a Consumer Protection Lawyer in Carmichael?
These questions can help you decide if you feel comfortable and confident that a lawyer has the qualifications, experience, and ability to manage your case. Many consumer protection lawyers offer an initial consultation that allows you to understand your options and get specific legal advice before hiring them. The top questions include:
- What is your experience in handling consumer protection cases in California?
- Have you represented consumers in cases like mine?
- What are potential issues that can come up during consumer protection cases?
- How will you keep me informed about updates in my case?
- What is the likely timeline for resolving my consumer protection case?
- How much can I receive in damages for my consumer protection lawsuit?
Tips for Hiring a Consumer Protection Lawyer
Take the time to find a consumer protection lawyer who is right for you and will represent your best interests. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about fees and billing
- Trust your instincts