Top Trinity, NC Credit Repair Lawyers Near You
106 N. Elm Street, Suite 300, Greensboro, NC 27401
In the Trinity, North Carolina area, Coltrane & Overfield PLLC can help you resolve your Credit Repair issues.
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230 N Elm St, Suite 1200, Greensboro, NC 27401
437 West Friendly Ave, Suite 134, Greensboro, NC 27401
100 North Main Street, Suite 2425, Winston-Salem, NC 27101
1001 West Fourth Street, Winston-Salem, NC 27101
300 N. Greene Street, Suite 1900, Greensboro, NC 27401
100 North Main St, Suite 2300, Winston-Salem, NC 27101
204 Muirs Chapel Rd, Suite 310, Greensboro, NC 27410
PO Box 4891, Greensboro, NC 27404
604 Green Valley Road, Suite 406, Greensboro, NC 27408
500 W 5th St, Suite 800, Winston-Salem, NC 27101
370 Knollwood St, Suite 600, Winston-Salem, NC 27103
110 Oakwood Drive, Suite 500, Winston-Salem, NC 27103
800 Green Valley Rd, Suite 500, Greensboro, NC 27408
380 Knollwood Street, Suite 530, Winston-Salem, NC 27103
400 Bellemeade St, Suite 800, Greensboro, NC 27401
300 N. Greene Street, Suite 800, Greensboro, NC 27401
301 North Elm Street, Suite 700, Greensboro, NC 27401
305 Blandwood Ave, Greensboro, NC 27401
125 S Elm St, Suite 100, Greensboro, NC 27401
1175 Revolution Mill Dr, Suite 8, Greensboro, NC 27405
235 N Edgeworth St, Greensboro, NC 27401
230 N Elm St, Suite 2000, Greensboro, NC 27401
154 Charlois Boulevard, Winston-Salem, NC 27103
380 Knollwood Street, Suite 700, Winston-Salem, NC 27103
Trinity Credit Repair Information
Lead Counsel Verified Attorneys in Trinity
Lead Counsel independently verifies Credit Repair attorneys in Trinity and checks their standing with North Carolina bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Credit Repair?
Your credit score can affect your financial options for buying a house, starting a business, getting a loan, or leasing a car. It can take years for you to recover from a bad hit to your credit history, which can be caused by missed bill payments, foreclosure, or filing for bankruptcy protection. Credit repair is the process of trying to raise your score to make yourself more creditworthy in the eyes of lenders.
What Are Some Examples of Situations Where I Might Need a Credit Repair Lawyer?
Most people never think about their credit until it is time to run a credit report. You may only find out about negative claims on your credit history after a credit check. Before you need financing or approval for a loan, check your credit score for any errors. If you have a poor credit score or notice an error on your credit report, you can talk to a credit repair lawyer before:
- Renting an apartment
- Applying for a job
- Leasing a car
- Buying a home
- Taking out a credit card
How Can a Credit Repair Lawyer Help Me?
A credit repair lawyer can review your credit history and identify problems that are hurting your credit score. Your attorney can also dispute any questionable collection reports or delinquent accounts. The credit reporting agencies have to respond to credit score disputes, and your lawyer can clear up your credit record. A credit repair lawyer can help with:
- Disputing mistakes on your credit report
- Reporting identity theft
- Demanding evidence from collection agencies
- Getting past-due accounts off your credit report
What Could Happen if I Don’t Hire a Credit Repair Lawyer?
If you don’t hire a credit repair lawyer, you will be left with the credit score assigned to you. Many consumers are not aware of what’s on their credit report. You can request a free credit score from credit reporting agencies Experian, Equifax, and TransUnion. A bad credit score can result in:
- Higher interest rates
- Increased security deposit
- Denied home loan or mortgage
- Losing an apartment
- Not getting hired for a job
What Are the Top Questions When Choosing a Credit Repair Lawyer in Trinity?
These questions can help you decide if you feel comfortable and confident that your credit repair lawyer has the qualifications, experience, and ability to manage your case. Many credit repair lawyers offer a free consultation so you can understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling credit repair cases in North Carolina and Trinity?
- Have you managed credit repair cases like mine?
- What is your record for successful credit repair?
- How long will it take for my credit score to improve?
- How will you communicate with me about the progress of my case?
- What are your fees and billing structure?
Tips for Hiring a Credit Repair Lawyer
Take the time to find a credit repair lawyer who is right for you and will represent your best interests. Find a lawyer who understands your needs and goals and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts