Top Berkeley, NJ Credit Repair Lawyers Near You
515 Valley St, Suite 140, Maplewood, NJ 07040
Levitt & Slafkes can help you find legal solutions for your Credit Repair issue. The practice serves the Berkeley, New Jersey area.
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29 Northfield Ave, West Orange, NJ 07052
870 Pompton Ave, Cedar Grove, NJ 07009
7 Giralda Farms, Madison, NJ 07940
1085 Raymond Blvd, 8th Floor, Newark, NJ 07102
5 Walter Foran Boulevard, Suite 2007, Flemington, NJ 08822
600 Campus Drive, Florham Park, NJ 07932
Four Gateway Center, Suite 301, 100 Mulberry Street, Newark, NJ 07102
425 Eagle Rock Avenue, Suite 302, Roseland, NJ 07068
49 Market Street, Morristown, NJ 07960
1 Main St, Suite 101, Chatham, NJ 07928
One Gateway Center, Suite 1510, Newark, NJ 07102
382 Springfield Ave, Suite 300, Summit, NJ 07901
141 West Front St, Suite 240, Red Bank, NJ 07701
777 Terrace Avenue, Suite 201, Hasbrouck Heights, NJ 07604
133 Washington Street, Morristown, NJ 07960
1 Gateway Center, Suite 2600, Newark, NJ 07102
33 Plymouth St., Suite 202A, Montclair, NJ 07042
140 E. Ridgewood Avenue, Suite 415, South Tower, Paramus, NJ 07652
One Kinderkamack Road, Hackensack, NJ 07601
4 East Ridgewood Avenue, Suite 2, Ridgewood, NJ 07450
915 Lacey Raod, Forked River, NJ 08731
90 Washington St, Long Branch, NJ 07740
2 Tower Center Blvd., 24th Floor, East Brunswick, NJ 08816
103 Eisenhower Parkway, Suite 401, Roseland, NJ 07068
Berkeley Credit Repair Information
Lead Counsel Verified Attorneys in Berkeley
Lead Counsel independently verifies Credit Repair attorneys in Berkeley and checks their standing with New Jersey bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
State Required Disclosure: No aspect of this advertisement has been approved by the Supreme Court of New Jersey.
What Is Credit Repair?
Your credit score can affect your financial options for buying a house, starting a business, getting a loan, or leasing a car. It can take years for you to recover from a bad hit to your credit history, which can be caused by missed bill payments, foreclosure, or filing for bankruptcy protection. Credit repair is the process of trying to raise your score to make yourself more creditworthy in the eyes of lenders.
What Are Some Examples of Situations Where I Might Need a Credit Repair Lawyer?
Most people never think about their credit until it is time to run a credit report. You may only find out about negative claims on your credit history after a credit check. Before you need financing or approval for a loan, check your credit score for any errors. If you have a poor credit score or notice an error on your credit report, you can talk to a credit repair lawyer before:
- Renting an apartment
- Applying for a job
- Leasing a car
- Buying a home
- Taking out a credit card
How Can a Credit Repair Lawyer Help Me?
A credit repair lawyer can review your credit history and identify problems that are hurting your credit score. Your attorney can also dispute any questionable collection reports or delinquent accounts. The credit reporting agencies have to respond to credit score disputes, and your lawyer can clear up your credit record. A credit repair lawyer can help with:
- Disputing mistakes on your credit report
- Reporting identity theft
- Demanding evidence from collection agencies
- Getting past-due accounts off your credit report
What Could Happen if I Don’t Hire a Credit Repair Lawyer?
If you don’t hire a credit repair lawyer, you will be left with the credit score assigned to you. Many consumers are not aware of what’s on their credit report. You can request a free credit score from credit reporting agencies Experian, Equifax, and TransUnion. A bad credit score can result in:
- Higher interest rates
- Increased security deposit
- Denied home loan or mortgage
- Losing an apartment
- Not getting hired for a job
What Are the Top Questions When Choosing a Credit Repair Lawyer in Berkeley?
These questions can help you decide if you feel comfortable and confident that your credit repair lawyer has the qualifications, experience, and ability to manage your case. Many credit repair lawyers offer a free consultation so you can understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling credit repair cases in New Jersey and Berkeley?
- Have you managed credit repair cases like mine?
- What is your record for successful credit repair?
- How long will it take for my credit score to improve?
- How will you communicate with me about the progress of my case?
- What are your fees and billing structure?
Tips for Hiring a Credit Repair Lawyer
Take the time to find a credit repair lawyer who is right for you and will represent your best interests. Find a lawyer who understands your needs and goals and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts