Top Wareham, MA Credit Repair Lawyers Near You
33 Arch Street, Suite 3110, Boston, MA 02110
90 Canal Street, 4th Floor, Boston, MA 02114
33 Samoset Street, Plymouth, MA 02360
One International Place, Suite 2700, Boston, MA 02110
65A Flagship Dr, North Andover, MA 01845
60 State Street, Suite 700, Bellingham, MA 02019
28 State Street, Suite 700, Boston, MA 02109
6 Kimball Lane, Suite 200, Lynnfield, MA 01940
265 Franklin Street, Boston, MA 02110
37 Walnut St, Suite 110, Wellesley Hills, MA 02481
260 Franklin Street, 14th Floor, Boston, MA 02210
125 High Street, 3rd Floor, Boston, MA 02110
101 Federal Street, Suite 1900, Boston, MA 02110
200 Clarendon St, 49th Floor, Boston, MA 02116
One Beacon Street, Suite 1320, Boston, MA 02108
53 State St, Boston, MA 02109
101 Federal St, Suite 1900, Boston, MA 02110
The Northmark Bank Building, 69 Park Street, Andover, MA 01810
50 Congress Street, Suite 1040, Boston, MA 02109
2 International Place, 16th Floor, Boston, MA 02110
75 State St, Suite 100, PMB 4418, Boston, MA 02109
131 Dartmouth Street, Suite 501, Boston, MA 02116
1 International Place, Suite 2630, Boston, MA 02110
1 Federal St, Boston, MA 02110
Pine Brook Office Park, 124 Washington Street, Suite 202, Foxborough, MA 02035
Wareham Credit Repair Information
Lead Counsel Verified Attorneys in Wareham
Lead Counsel independently verifies Credit Repair attorneys in Wareham and checks their standing with Massachusetts bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Credit Repair?
Your credit score can affect your financial options for buying a house, starting a business, getting a loan, or leasing a car. It can take years for you to recover from a bad hit to your credit history, which can be caused by missed bill payments, foreclosure, or filing for bankruptcy protection. Credit repair is the process of trying to raise your score to make yourself more creditworthy in the eyes of lenders.
What Are Some Examples of Situations Where I Might Need a Credit Repair Lawyer?
Most people never think about their credit until it is time to run a credit report. You may only find out about negative claims on your credit history after a credit check. Before you need financing or approval for a loan, check your credit score for any errors. If you have a poor credit score or notice an error on your credit report, you can talk to a credit repair lawyer before:
- Renting an apartment
- Applying for a job
- Leasing a car
- Buying a home
- Taking out a credit card
How Can a Credit Repair Lawyer Help Me?
A credit repair lawyer can review your credit history and identify problems that are hurting your credit score. Your attorney can also dispute any questionable collection reports or delinquent accounts. The credit reporting agencies have to respond to credit score disputes, and your lawyer can clear up your credit record. A credit repair lawyer can help with:
- Disputing mistakes on your credit report
- Reporting identity theft
- Demanding evidence from collection agencies
- Getting past-due accounts off your credit report
What Could Happen if I Don’t Hire a Credit Repair Lawyer?
If you don’t hire a credit repair lawyer, you will be left with the credit score assigned to you. Many consumers are not aware of what’s on their credit report. You can request a free credit score from credit reporting agencies Experian, Equifax, and TransUnion. A bad credit score can result in:
- Higher interest rates
- Increased security deposit
- Denied home loan or mortgage
- Losing an apartment
- Not getting hired for a job
What Are the Top Questions When Choosing a Credit Repair Lawyer in Wareham?
These questions can help you decide if you feel comfortable and confident that your credit repair lawyer has the qualifications, experience, and ability to manage your case. Many credit repair lawyers offer a free consultation so you can understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling credit repair cases in Massachusetts and Wareham?
- Have you managed credit repair cases like mine?
- What is your record for successful credit repair?
- How long will it take for my credit score to improve?
- How will you communicate with me about the progress of my case?
- What are your fees and billing structure?
Tips for Hiring a Credit Repair Lawyer
Take the time to find a credit repair lawyer who is right for you and will represent your best interests. Find a lawyer who understands your needs and goals and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts