Top Baltimore, MD Credit Repair Lawyers Near You
200 E. Pratt St, Suite 4100, Baltimore, MD 21202
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Kelly | Guzzo, PLC helps clients in the Baltimore area with their Maryland Credit Repair needs.
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201 North Charles Street, Suite 2101, Baltimore, MD 21201
250 W Pratt St, Suite 2200, Baltimore, MD 21201
1 W Pennsylvania Ave, Suite 900, Towson, MD 21204
1215 East Fort Ave, Suite 301, Baltimore, MD 21230
400 East Pratt Street, 8th Floor, Baltimore, MD 21202
1201 Wills St, Suite 330, Baltimore, MD 21231
600 Washington Avenue, Suite 303, Towson, MD 21204
1997 Annapolis Exchange Parkway, Suite 300, Annapolis, MD 21401
1001 Fleet St, 9th Floor, Baltimore, MD 21202-3133
111 S Calvert St, 27th Floor, Baltimore, MD 21202-3268
1201 Wills St, Suite 320, Baltimore, MD 21231
502 Washington Ave, Ste 730, Towson, MD 21204
600 Washington Ave, Suite 300, Towson, MD 21204
1997 Annapolis Exchange Pkwy, Suite 300, Annapolis, MD 21401
1501 Sulgrave Ave, Suite 311, Baltimore, MD 21209
600 Baltimore Avenue, Suite 305, Towson, MD 21204
6700 Alexander Bell Dr, Suite 200, Columbia, MD 21046
400 E. Pratt Street, 8th Floor, Baltimore, MD 21202
27 Old Solomons Island Rd, Annapolis, MD 21401
750 East Pratt Street, Suite 900, Baltimore, MD 21202
1820 Lancaster St, Suite 200, Baltimore, MD 21231
1 W Pennsylvania Ave, Suite 980, Towson, MD 21204
100 Light Street, 26th Floor, Baltimore, MD 21202
500 East Pratt Street, Suite 1000, Baltimore, MD 21202
Baltimore Credit Repair Information
Lead Counsel Verified Attorneys in Baltimore
Lead Counsel independently verifies Credit Repair attorneys in Baltimore and checks their standing with Maryland bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Credit Repair?
Your credit score can affect your financial options for buying a house, starting a business, getting a loan, or leasing a car. It can take years for you to recover from a bad hit to your credit history, which can be caused by missed bill payments, foreclosure, or filing for bankruptcy protection. Credit repair is the process of trying to raise your score to make yourself more creditworthy in the eyes of lenders.
What Are Some Examples of Situations Where I Might Need a Credit Repair Lawyer?
Most people never think about their credit until it is time to run a credit report. You may only find out about negative claims on your credit history after a credit check. Before you need financing or approval for a loan, check your credit score for any errors. If you have a poor credit score or notice an error on your credit report, you can talk to a credit repair lawyer before:
- Renting an apartment
- Applying for a job
- Leasing a car
- Buying a home
- Taking out a credit card
How Can a Credit Repair Lawyer Help Me?
A credit repair lawyer can review your credit history and identify problems that are hurting your credit score. Your attorney can also dispute any questionable collection reports or delinquent accounts. The credit reporting agencies have to respond to credit score disputes, and your lawyer can clear up your credit record. A credit repair lawyer can help with:
- Disputing mistakes on your credit report
- Reporting identity theft
- Demanding evidence from collection agencies
- Getting past-due accounts off your credit report
What Could Happen if I Don’t Hire a Credit Repair Lawyer?
If you don’t hire a credit repair lawyer, you will be left with the credit score assigned to you. Many consumers are not aware of what’s on their credit report. You can request a free credit score from credit reporting agencies Experian, Equifax, and TransUnion. A bad credit score can result in:
- Higher interest rates
- Increased security deposit
- Denied home loan or mortgage
- Losing an apartment
- Not getting hired for a job
What Are the Top Questions When Choosing a Credit Repair Lawyer in Baltimore?
These questions can help you decide if you feel comfortable and confident that your credit repair lawyer has the qualifications, experience, and ability to manage your case. Many credit repair lawyers offer a free consultation so you can understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling credit repair cases in Maryland and Baltimore?
- Have you managed credit repair cases like mine?
- What is your record for successful credit repair?
- How long will it take for my credit score to improve?
- How will you communicate with me about the progress of my case?
- What are your fees and billing structure?
Tips for Hiring a Credit Repair Lawyer
Take the time to find a credit repair lawyer who is right for you and will represent your best interests. Find a lawyer who understands your needs and goals and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts