Top Miami, FL Credit Repair Lawyers Near You
9150 South Dadeland Boulevard, Suite 1010, Miami, FL 33156
Getting legal representation for your Credit Repair issue is easier than you think. Let Jay M. Levy, P.A. in Miami, Florida help you today.
Se Habla Español
Free Consultation
One Biscayne Tower, 2 S. Biscayne Blvd, Suite 2750, Miami, FL 33131
200 E Broward Blvd, Suite 1020, Fort Lauderdale, FL 33301
6505 Blue Lagoon Dr, Suite 105, Miami, FL 33126
50 Alhambra Circle, #106, Miami, FL 33134
350 East Las Olas Boulevard, Suite 1750, Fort Lauderdale, FL 33301
, Miami, FL 33134
2001 Palm Beach Lakes Blvd., Ste 410, West Palm Beach, FL 33409-6516
6303 Blue Lagoon Drive, Suite 400, Miami, FL 33126
444 Brickell Ave, Suite 300, Miami, FL 33131
525 Okeechobee Blvd, Suite 900, West Palm Beach, FL 33401
12550 Biscayne Blvd, #800, North Miami, FL 33181
1 SE Third Avenue, Suite 2520, Miami, FL 33131
201 South Biscayne Blvd, 27th Floor, Miami, FL 33131
600 S Andrews Ave, Suite 403, Fort Lauderdale, FL 33301
1150 NW 72nd Ave, Tower 1, Suite 410, Miami, FL 33126
600 Brickell Avenue, Suite 3600, Miami, FL 33131
200 South Biscayne Blvd., Suite 4100, Miami, FL 33131
9300 S. Dadeland Blvd., 4th Floor, Miami, FL 33156
750 Park of Commerce Blvd, Suite 210, Boca Raton, FL 33487
714 NE 13th St., Fort Lauderdale, FL 33304
1300 N Federal Hwy Ste 203, Boca Raton, FL 33432
800 Corporate Drive, Suite 500, Fort Lauderdale, FL 33334
500 East Broward Blvd, Suite 2100, Fort Lauderdale, FL 33394
100 SE 2nd Street, Suite 2100, Miami, FL 33131
Miami Credit Repair Information
Lead Counsel Verified Attorneys in Miami
Lead Counsel independently verifies Credit Repair attorneys in Miami and checks their standing with Florida bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Credit Repair?
Your credit score can affect your financial options for buying a house, starting a business, getting a loan, or leasing a car. It can take years for you to recover from a bad hit to your credit history, which can be caused by missed bill payments, foreclosure, or filing for bankruptcy protection. Credit repair is the process of trying to raise your score to make yourself more creditworthy in the eyes of lenders.
What Are Some Examples of Situations Where I Might Need a Credit Repair Lawyer?
Most people never think about their credit until it is time to run a credit report. You may only find out about negative claims on your credit history after a credit check. Before you need financing or approval for a loan, check your credit score for any errors. If you have a poor credit score or notice an error on your credit report, you can talk to a credit repair lawyer before:
- Renting an apartment
- Applying for a job
- Leasing a car
- Buying a home
- Taking out a credit card
How Can a Credit Repair Lawyer Help Me?
A credit repair lawyer can review your credit history and identify problems that are hurting your credit score. Your attorney can also dispute any questionable collection reports or delinquent accounts. The credit reporting agencies have to respond to credit score disputes, and your lawyer can clear up your credit record. A credit repair lawyer can help with:
- Disputing mistakes on your credit report
- Reporting identity theft
- Demanding evidence from collection agencies
- Getting past-due accounts off your credit report
What Could Happen if I Don’t Hire a Credit Repair Lawyer?
If you don’t hire a credit repair lawyer, you will be left with the credit score assigned to you. Many consumers are not aware of what’s on their credit report. You can request a free credit score from credit reporting agencies Experian, Equifax, and TransUnion. A bad credit score can result in:
- Higher interest rates
- Increased security deposit
- Denied home loan or mortgage
- Losing an apartment
- Not getting hired for a job
What Are the Top Questions When Choosing a Credit Repair Lawyer in Miami?
These questions can help you decide if you feel comfortable and confident that your credit repair lawyer has the qualifications, experience, and ability to manage your case. Many credit repair lawyers offer a free consultation so you can understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling credit repair cases in Florida and Miami?
- Have you managed credit repair cases like mine?
- What is your record for successful credit repair?
- How long will it take for my credit score to improve?
- How will you communicate with me about the progress of my case?
- What are your fees and billing structure?
Tips for Hiring a Credit Repair Lawyer
Take the time to find a credit repair lawyer who is right for you and will represent your best interests. Find a lawyer who understands your needs and goals and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts