Top Washington Navy Yard, DC Credit Repair Lawyers Near You
1300 I Street NW, Suite 400E, Washington, DC 20005
Other Nearby Offices
Kelly | Guzzo, PLC is experienced handling Credit Repair cases in the Washington Navy Yard area.
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1825 Eye Street, NW, Suite 900, Washington, DC 20006
1101 Pennsylvania Avenue NW, Suite 600, Washington, DC 20004
799 9th St NW, Suite 500, Washington, DC 20001
1440 New York Ave NW, Suite 200, Washington, DC 20005
1050 K Street NW, Suite 400, Washington, DC 20001
2020 K St NW, Suite 500, Washington, DC 20006
901 New York Ave NW, Suite 700 East, Washington, DC 20001
1155 F St NW, Suite 1200, Washington, DC 20004
1717 Pennsylvania Avenue NW, Suite 200, Washington, DC 20006
1700 Pennsylvania Ave NW, Suite 900, Washington, DC 20006
505 9th St NW, Suite 700, Washington, DC 20004
1101 Pennsylvana Ave NW, Suite 300, Washington, DC 20005
600 New Hampshire Ave., NW, Suite 700, Washington, DC 20037-1931
1875 Connecticut Ave NW, Suite 1110, Washington, DC 20009
1050 Connecticut Ave NW, Suite 500, Washington, DC 20036
2050 M St NW, Washington, DC 20036
1500 K St NW, Suite 330, Washington, DC 20005
2020 Pennsylvania Avenue, N.W., # 417, Washington, DC 20006
1801 Pennsylvania Ave NW, Suite 1000, Washington, DC 20006
20 F Street NW, Suite 850, Washington, DC 20001
2550 M Street, NW, Washington, DC 20037
1301 K Street NW, Suite 1000 West, Washington, DC 20005
1909 K Street NW, Suite 500, Washington, DC 20006
2001 K St NW, Suite 400 South, Washington, DC 20006
Washington Navy Yard Credit Repair Information
Lead Counsel independently verifies Credit Repair attorneys in Washington Navy Yard and checks their standing with District of Columbia bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Credit Repair?
Your credit score can affect your financial options for buying a house, starting a business, getting a loan, or leasing a car. It can take years for you to recover from a bad hit to your credit history, which can be caused by missed bill payments, foreclosure, or filing for bankruptcy protection. Credit repair is the process of trying to raise your score to make yourself more creditworthy in the eyes of lenders.
What Are Some Examples of Situations Where I Might Need a Credit Repair Lawyer?
Most people never think about their credit until it is time to run a credit report. You may only find out about negative claims on your credit history after a credit check. Before you need financing or approval for a loan, check your credit score for any errors. If you have a poor credit score or notice an error on your credit report, you can talk to a credit repair lawyer before:
- Renting an apartment
- Applying for a job
- Leasing a car
- Buying a home
- Taking out a credit card
How Can a Credit Repair Lawyer Help Me?
A credit repair lawyer can review your credit history and identify problems that are hurting your credit score. Your attorney can also dispute any questionable collection reports or delinquent accounts. The credit reporting agencies have to respond to credit score disputes, and your lawyer can clear up your credit record. A credit repair lawyer can help with:
- Disputing mistakes on your credit report
- Reporting identity theft
- Demanding evidence from collection agencies
- Getting past-due accounts off your credit report
What Could Happen if I Don’t Hire a Credit Repair Lawyer?
If you don’t hire a credit repair lawyer, you will be left with the credit score assigned to you. Many consumers are not aware of what’s on their credit report. You can request a free credit score from credit reporting agencies Experian, Equifax, and TransUnion. A bad credit score can result in:
- Higher interest rates
- Increased security deposit
- Denied home loan or mortgage
- Losing an apartment
- Not getting hired for a job
What Are the Top Questions When Choosing a Credit Repair Lawyer in Washington Navy Yard?
These questions can help you decide if you feel comfortable and confident that your credit repair lawyer has the qualifications, experience, and ability to manage your case. Many credit repair lawyers offer a free consultation so you can understand your options and get specific legal advice before hiring them. The top questions to ask include:
- What is your experience in handling credit repair cases in District of Columbia and Washington Navy Yard?
- Have you managed credit repair cases like mine?
- What is your record for successful credit repair?
- How long will it take for my credit score to improve?
- How will you communicate with me about the progress of my case?
- What are your fees and billing structure?
Tips for Hiring a Credit Repair Lawyer
Take the time to find a credit repair lawyer who is right for you and will represent your best interests. Find a lawyer who understands your needs and goals and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts