If you have been a victim of consumer fraud there are certain rights and protections afforded to you. There are many forms of consumer fraud. A Minneapolis consumer fraud attorney can help you discuss your options.
Fraud is intentional deception in order to gain something from the person being deceived. Consumer fraud takes many forms including ATM fraud, credit card scams, investment fraud, and more. Reporting consumer fraud is important to protecting other consumers. If you feel that you've been wronged by a business, you should speak to an attorney.
The most common types of consumer fraud include fake charity scams, identity theft, robocall scams, credit card and debit card theft, debt collection scams, or knowingly selling products in poor or non-working shape, such as used cars.
A phishing scam is when someone attempts to deceive you through email to gain access to sensitive data, such as your passwords, account numbers, Social Security number, or any other identifying information. They usually do this by trying to pass themselves off as an official entity, such as your bank. Be careful about messages that want you to turn over information on websites that you are not familiar with.
There are several government agencies you can file a consumer fraud complaint with. At the federal level, this is typically through the Federal Trade Commission. The Consumer Financial Protection Bureau also handles complaints about financial issues. Locally, your state's attorney general's office also will handle consumer fraud complaints.
An attorney can often resolve your particular legal issue faster and better than trying to do it alone. A lawyer can help you navigate the legal system, while avoiding costly mistakes or procedural errors. You should seek out an attorney whose practice focuses on the area of law most relevant to your issue.
The goal of an initial consultation is to find an attorney you are comfortable working with and someone who can help you understand your options under the law. Seek to understand the relevant legal experience the attorney brings to your case. While it is not realistic to expect an attorney to resolve your legal issue during an initial consultation, you should gain a level of comfort with his/her ability to do so. A good consultation can clarify issues, raise pertinent questions and considerations for your case, and help you make an informed decision towards resolving your legal issue.
For most consumer legal issues, the size of the practice is much less important than the experience, competence, and reputation of the attorney(s) handling your case. Among the most important factors when choosing an attorney are your comfort level with the attorney or practice and the attorney's track record in bringing about quick, successful resolutions to cases similar to yours.