Have You Been a Victim of Consumer Fraud?
If you have been a victim of consumer fraud there are certain rights and protections afforded to you. There are many forms of consumer fraud. A Scottsdale consumer fraud attorney can help you discuss your options.
Report Consumer Fraud
Fraud is intentional deception in order to gain something from the person being deceived. Consumer fraud takes many forms including ATM fraud, credit card scams, investment fraud, and more. Reporting consumer fraud is important to protecting other consumers. If you feel that you’ve been wronged by a business, you should speak to an attorney.
What are the most common types of consumer fraud?
The most common types of consumer fraud include fake charity scams, identity theft, robocall scams, credit card and debit card theft, debt collection scams, or knowingly selling products in poor or non-working shape, such as used cars.
What is phishing?
A phishing scam is when someone attempts to deceive you through email to gain access to sensitive data, such as your passwords, account numbers, Social Security number, or any other identifying information. They usually do this by trying to pass themselves off as an official entity, such as your bank. Be careful about messages that want you to turn over information on websites that you are not familiar with.
How do you report consumer fraud?
There are several government agencies you can file a consumer fraud complaint with. At the federal level, this is typically through the Federal Trade Commission. The Consumer Financial Protection Bureau also handles complaints about financial issues. Locally, your state’s attorney general’s office also will handle consumer fraud complaints.
Top Questions to Ask When Hiring an Attorney
- How many years have you been practicing law? How long have you practiced law in the local area?
- How many cases similar to mine have you handled in the past?
- What is the likely outcome for my case?
In legal practice, experience matters. An experienced attorney will likely have handled issues similar to yours many, many times. Therefore, after listening to your situation, the attorney should have a reasonable idea of the time line for a case like yours and the likely resolution.
Tips on Approaching an Initial Attorney Consultation
- Use the consultation as a means of gaining a better understanding of your legal situation.
- Ask the attorney how many cases similar to yours he/she has handled. An attorney’s experience and knowledge can speak to their expertise (or lack of) in addressing your situation.
- Your attorney should be able to articulate roughly how long a case like yours will take to resolve and what sort of procedures to expect.
- Determine how comfortable you are working with the lawyer and/or law firm.
How will an attorney charge me?
A reputable attorney will be very upfront about how he/she will charge you. The three most common fee structures that attorneys use to charge for their services are:
- Bill by the hour
- Contingent fee agreement
- Flat fee agreement
Depending on your specific legal situation, it’s possible that only one type of fee structure is available. For instance, criminal defense attorneys almost always bill by the hour. In a flat fee arrangement, an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront and the attorney receives a percentage of the money recovered if you win your case.
Common legal terms explained
Affidavit – A sworn written statement made under oath. An affidavit is meant to be a supporting document to the court assisting in the verification of certain facts. An affidavit may or may not require notarization.