Top Haledon, NJ Chapter 7 Business Bankruptcy Lawyers Near You
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374 Main, Hackensack, NJ 07601
1011 State Route 71, Suite 200, Spring Lake, NJ 07762
365 W Passaic St, Suite 400, Rochelle Park, NJ 07662
17 Broad St, Suite 3, Freehold, NJ 07728
293 Eisenhower Parkway, Suite 100, Livingston, NJ 07039
30A Vreeland Road, Florham Park, NJ 07932
500 Frank W. Burr Boulevard, 2nd Floor, Suite 40, Teaneck, NJ 07666
45 Essex St, Suite 106, Hackensack, NJ 07601
21 Main St, Suite 200, Hackensack, NJ 07601-7054
1044 Route 23 North, Suite 204, Wayne, NJ 07470
93 Main Street, Newton, NJ 07860
841 Mountain Ave, 1st Floor, Springfield, NJ 07081
101 Gibraltar Drive, Suite 2F, Morris Plains, NJ 07950
1 Elm St, Floor 2, Westfield, NJ 07090
440 NJ-17, Hasbrouck Heights, NJ 07604
75 Kingsland Avenue, Clifton, NJ 07014
105 Eisenhower Pkwy, Roseland, NJ 07068
69 Grove Street, Somerville, NJ 08876-2438
200 Sheffield, Suite 101, Mountainside, NJ 07092
One Gateway Center, Suite 2600, Newark, NJ 07102
25 Main St, Court Plaza North, Suite 501, Hackensack, NJ 07601
800 Kinderkamack Road, Suite 202N, Oradell, NJ 07649
1037 Raymond Blvd., Suite 1520, Newark, NJ 07102
One Gateway Center, Suite 2600, Newark, NJ 07102
One Riverfront Plaza, 1037 Raymond Blvd, Suite 230, Newark, NJ 07102
Haledon Chapter 7 Business Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.