Top Oberlin, OH Chapter 13 Bankruptcy Lawyers Near You
3443 Medina Road, Suite 101-E, Medina, OH 44256
For legal issues concerning Chapter 13 Bankruptcy, let Justin C. MIller, Esq., a local practice in Oberlin, Ohio, help you find a solution.
Free Consultation
55 Public Square, Suite 2100, Cleveland, OH 44113
For legal issues concerning Chapter 13 Bankruptcy, let Rabin & Rabin Co., L.P.A., a local practice in Oberlin, Ohio, help you find a solution.
Free Consultation
Chapter 13 Bankruptcy Lawyers | Serving Oberlin, OH
1991 Crocker Rd., Suite 600, Westlake, OH 44145
Other Nearby Offices
Debra Booher & Associates Co., LPA has experience helping clients with their Chapter 13 Bankruptcy needs in Oberlin, Ohio.
Free Consultation
2012 West 25th Street, Suite 701, Cleveland, OH 44113
815 E Superior, Suite 1620, Cleveland, OH 44114
23611 Chagrin Blvd, Suite 207, Beachwood, OH 44122
1000 Key Tower, 127 Public Square, Cleveland, OH 44114
1468 West 9th Street, Suite 100, Cleveland, OH 44101
200 Public Square, Suite 3500, Cleveland, OH 44114
127 Public Square, Suite 2000, Cleveland, OH 44114
1100 Superior Ave, Suite 1600, Cleveland, OH 44114
600 East Smith Road, Medina, OH 44256
127 Public Square, Suite 1600, Cleveland, OH 44114
3401 Tuttle Road, Suite 200, Cleveland, OH 44122
689 Lafayette Road, Medina, OH 44256
3601 Green Rd, Suite 200, Beachwood, OH 44122
2430 Tremont Avenue, Front, Cleveland, OH 44113
30455 Solon Rd., Solon, OH 44139
1670 Cooper Foster Park Rd, Lorain, OH 44053
19885 Detroit Rd #239, Rocky River, OH 44116-1815
39 Public Square, Suite 201, Medina, OH 44256
55 Public Square, Suite 1330, Cleveland, OH 44113
4807 Rockside Road, Suite 400, Independence, OH 44131
4508 State Rd, Cleveland, OH 44109
23811 Chagrin Blvd., Suite 160, Beachwood, OH 44122
Oberlin Chapter 13 Bankruptcy Information
Lead Counsel Verified Attorneys in Oberlin
Lead Counsel independently verifies Chapter 13 Bankruptcy attorneys in Oberlin and checks their standing with Ohio bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Chapter 13 Bankruptcy?
Chapter 13 bankruptcy reorganizes your debts with a repayment plan to help you get a new start. Chapter 13 is known as a “wage earner’s bankruptcy,” where you use your income and assets to make payments over three to five years under the payment plan. Chapter 13 filing puts a stop to collection actions, including foreclosure. After making the necessary payments, your dischargeable debts are cleared.
What Are Some Examples of Situations Where I Might Need a Chapter 13 Bankruptcy Lawyer?
Many people struggle to decide between filing a Chapter 13 or Chapter 7 bankruptcy filing. A Chapter 13 filing may be more beneficial for you if you:
- Are employed and earning money
- Own a home but are behind on mortgage payments
- Earn too much income to qualify for a Chapter 7 filing
- Want to hold onto more of your most valuable assets, like a business
How Can a Lawyer Help Me With Bankruptcy?
An experienced bankruptcy lawyer can give you the knowledge and backing you need to navigate the legal system and find the best possible results for you. Because laws regarding bankruptcy exemptions and the property you can keep vary from state to state, speaking with a lawyer near you with knowledge of Illinois’s laws is critical in understanding your situation and making the best decisions. A bankruptcy lawyer can help with:
- Legal advice and counsel
- Negotiating with creditors
- Filing legal motions and taking care of administrative duties
- Improving your chances of keeping your assets and getting everything settled favorably
What Could Happen if I Don’t Hire a Bankruptcy Lawyer?
Not hiring a bankruptcy lawyer can lead to costly errors and prolonged financial stress. If you don’t hire a bankruptcy lawyer, you might make mistakes in the bankruptcy process. These mistakes could lead to your case being dismissed. Without a lawyer’s guidance, you could miss out on important protections, such as stopping creditor harassment or preventing foreclosure. You might also choose the wrong type of bankruptcy, resulting in more financial trouble. Handling bankruptcy alone increases the risk of losing assets you could have kept and wanted to keep. Additionally, you may struggle to negotiate with creditors without a lawyer. This makes it harder to achieve a manageable debt repayment plan or discharge.
What Questions Should I Ask When Trying To Find a Bankruptcy Lawyer in Chicago?
These questions can help you decide if you feel confident that a lawyer has the qualifications, experience, and ability to manage your case well. Many lawyers offer free consultations that allow you to understand your options and get specific legal advice before hiring them. Top questions include:
- What is your experience in handling bankruptcy cases? Have you managed cases like mine? What was the outcome of these cases?
- Do you have experience resolving issues like this in Illinois?
- What is your approach to handling bankruptcy cases?
- What is your record in negotiating favorable debt repayment plans?
- How do you communicate with clients about the progress of their cases?
- How much input will I have about the case strategy?
- What are your fees and billing structure?
Tips for Hiring a Bankruptcy Lawyer
Finding a lawyer who is right for you and will represent your best interests is an important first step in protecting your rights. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts