Top Union, KY Chapter 13 Bankruptcy Lawyers Near You
Chapter 13 Bankruptcy Lawyers | Serving Union, KY
6900 Houston Road, Suite 20, Florence, KY 41042
7289 Burlington Pike, Florence, KY 41042
50 E Rivercenter Blvd, Suite 850, Covington, KY 41011
2400 Chamber Center Dr, Suite 300, Fort Mitchell, KY 41017
411 Madison Avenue, Covington, KY 41011
541 Buttermilk Pike, Suite 500, Covington, KY 41017-5710
7310 Turfway Road, Suite 210, Florence, KY 41042
25 Town Center Boulevard, Suite 201, Crestview Hills, KY 41017
50 E Rivercenter Blvd, Suite 1275, Covington, KY 41011
7310 Turfway Road, Suite 550, Florence, KY 41042
7711 Ewing Blvd, Suite 100, Florence, KY 41042
50 East RiverCenter Boulevard, Suite 1150, Covington, KY 41011
50 East RiverCenter Blvd, Suite 200, Covington, KY 41011
109 E 4th St, Covington, KY 41011
36 W Fifth Street, Covington, KY 41011
Union Chapter 13 Bankruptcy Information
Lead Counsel Verified Attorneys in Union
Lead Counsel independently verifies Chapter 13 Bankruptcy attorneys in Union and checks their standing with Kentucky bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.