Top Costa Mesa, CA Chapter 13 Bankruptcy Lawyers Near You
Chapter 13 Bankruptcy Lawyers | Serving Costa Mesa, CA
155 West Badillo Street, Covina, CA 91723
The Law Offices of Kelly Warren helps clients in the Costa Mesa area handle cases involving Chapter 13 Bankruptcy.
1800 Century Park East, Suite 1500, Los Angeles, CA 90067
950 S Coast Dr, Suite 245, Costa Mesa, CA 92626
10250 Constellation Boulevard, Suite 900, Los Angeles, CA 90067
12100 Wilshire Blvd, Suite 800, Los Angeles, CA 90025
10940 Wilshire Blvd, Suite 1600, Los Angeles, CA 90024
15910 Ventura Blvd, Suite 710, Encino, CA 91436
355 S Grand Ave, Suite 2850, Los Angeles, CA 90071
620 Newport Center Dr., Suite 1100, Newport Beach, CA 92660
535 Anton Blvd., Suite 850, Costa Mesa, CA 92626
2029 Century Park E, Suite 1280N, Los Angeles, CA 90067
333 S Grand Ave, Suite 3400, Los Angeles, CA 90071
4559 San Blas Avenue, Woodland Hills, CA 91364
9891 Irvine Center Drive, Suite 200, Irvine, CA 92618
500 N Brand Blvd, Suite 1650, Glendale, CA 91203
505 N. Tustin Avenue, Suite 105, Santa Ana, CA 92705
1055 Wilshire Blvd, Suite 1900, Los Angeles, CA 90017
21781 Ventura Blvd. , #619, Woodland Hills, CA 91364
11500 West Olympic Boulevard, Suite 400, Los Angeles, CA 90064
2 N Lake Ave, Suite 400, Pasadena, CA 91101
695 Town Center Drive, 17th Floor, Costa Mesa, CA 92626
3200 Park Center Dr, Suite 600, Costa Mesa, CA 92626
18881 Von Karman Ave, Suite 1260, Irvine, CA 92612
15615 Alton Parkway, Suite 175, Irvine, CA 92618
1112 Montana Ave, Ste 207, Santa Monica, CA 90403
Costa Mesa Chapter 13 Bankruptcy Information
Lead Counsel Verified Attorneys in Costa Mesa
Lead Counsel independently verifies Chapter 13 Bankruptcy attorneys in Costa Mesa and checks their standing with California bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.
Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.
Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Chapter 13 Bankruptcy?
Chapter 13 bankruptcy reorganizes your debts with a repayment plan to help you get a new start. Chapter 13 is known as a “wage earner’s bankruptcy,” where you use your income and assets to make payments over three to five years under the payment plan. Chapter 13 filing puts a stop to collection actions, including foreclosure. After making the necessary payments, your dischargeable debts are cleared.
What Are Some Examples of Situations Where I Might Need a Chapter 13 Bankruptcy Lawyer?
Many people struggle to decide between filing a Chapter 13 or Chapter 7 bankruptcy filing. A Chapter 13 filing may be more beneficial for you if you:
- Are employed and earning money
- Own a home but are behind on mortgage payments
- Earn too much income to qualify for a Chapter 7 filing
- Want to hold onto more of your most valuable assets, like a business
How Can a Lawyer Help Me With Bankruptcy?
An experienced bankruptcy lawyer can give you the knowledge and backing you need to navigate the legal system and find the best possible results for you. Because laws regarding bankruptcy exemptions and the property you can keep vary from state to state, speaking with a lawyer near you with knowledge of Illinois’s laws is critical in understanding your situation and making the best decisions. A bankruptcy lawyer can help with:
- Legal advice and counsel
- Negotiating with creditors
- Filing legal motions and taking care of administrative duties
- Improving your chances of keeping your assets and getting everything settled favorably
What Could Happen if I Don’t Hire a Bankruptcy Lawyer?
Not hiring a bankruptcy lawyer can lead to costly errors and prolonged financial stress. If you don’t hire a bankruptcy lawyer, you might make mistakes in the bankruptcy process. These mistakes could lead to your case being dismissed. Without a lawyer’s guidance, you could miss out on important protections, such as stopping creditor harassment or preventing foreclosure. You might also choose the wrong type of bankruptcy, resulting in more financial trouble. Handling bankruptcy alone increases the risk of losing assets you could have kept and wanted to keep. Additionally, you may struggle to negotiate with creditors without a lawyer. This makes it harder to achieve a manageable debt repayment plan or discharge.
What Questions Should I Ask When Trying To Find a Bankruptcy Lawyer in Chicago?
These questions can help you decide if you feel confident that a lawyer has the qualifications, experience, and ability to manage your case well. Many lawyers offer free consultations that allow you to understand your options and get specific legal advice before hiring them. Top questions include:
- What is your experience in handling bankruptcy cases? Have you managed cases like mine? What was the outcome of these cases?
- Do you have experience resolving issues like this in Illinois?
- What is your approach to handling bankruptcy cases?
- What is your record in negotiating favorable debt repayment plans?
- How do you communicate with clients about the progress of their cases?
- How much input will I have about the case strategy?
- What are your fees and billing structure?
Tips for Hiring a Bankruptcy Lawyer
Finding a lawyer who is right for you and will represent your best interests is an important first step in protecting your rights. Find a lawyer who understands your case, knows your needs and goals, and has the experience to get the best outcome. Things to do:
- Ask for recommendations
- Research lawyers online
- Schedule consultations
- Review experience and expertise
- Talk about billing and fees
- Trust your instincts