Top Toney, AL Chapter 13 Bankruptcy Lawyers Near You

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    Sara Jones Doty, Attorney at Law

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

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    Sparkman, Shepard & Morris PC

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

  • Dezenberg & Smith, Attorneys at Law

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

  • Maynard Cooper & Gale

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

  • Hand Arendall Harrison Sale LLC

    Chapter 13 Bankruptcy Lawyers | Athens Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Athens Office | Serving Toney, AL

  • Bond, Botes, Sykstus, Tanner & Ezzell, P.C.

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

  • Reynolds, Reynolds & Little, LLC

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

  • Bradley Arant Boult Cummings LLP

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

    Chapter 13 Bankruptcy Lawyers | Huntsville Office | Serving Toney, AL

Toney Chapter 13 Bankruptcy Information

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Lead Counsel Verified Attorneys In Toney

Lead Counsel independently verifies Chapter 13 Bankruptcy attorneys in Toney by conferring with Alabama bar associations and conducting annual reviews to confirm that an attorney practices in their advertised practice areas and possesses a valid bar license for the appropriate jurisdictions.

Find a Chapter 13 Bankruptcy Attorney near Toney

Are You Considering Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a reorganization of your debts. This form of bankruptcy allows you to retain your property and pay back all or part of your debts over three to five years using your income if you meet certain eligibility requirements, so Chapter 13 is not for everyone.

Why a Chapter 13 Bankruptcy Lawyer Is Important

Any form of bankruptcy is complex, and a Toney Chapter 13 bankruptcy lawyer can evaluate your financial circumstances and ability to repay your debts to determine if you are eligible. A lawyer can help you prepare the necessary legal documents and represent you at bankruptcy proceedings.

How an Attorney Can Help

An attorney can often resolve your particular legal issue faster and better than trying to do it alone. A lawyer can help you navigate the legal system, while avoiding costly mistakes or procedural errors. You should seek out an attorney whose practice focuses on the area of law most relevant to your issue.

Tips on Approaching an Initial Attorney Consultation

  • Use the consultation as a means of gaining a better understanding of your legal situation.
  • Ask the attorney how many cases similar to yours he/she has handled. An attorney’s experience and knowledge can speak to their expertise (or lack of) in addressing your situation.
  • Your attorney should be able to articulate roughly how long a case like yours will take to resolve and what sort of procedures to expect.
  • Determine how comfortable you are working with the lawyer and/or law firm.

Types of legal fees:

Bill by the hour: Many attorneys bill by the hour. How much an attorney bills you per hour will vary based on a number of factors. For instance, an attorney’s hourly fee may fluctuate based on whether that hour is spent representing you in court or doing research on your case. Attorneys in one practice area may bill you more than attorneys in a different practice area.

Contingent fee: Some lawyers will accept payment via contingent fee. In this arrangement, the lawyer receives a percentage of the total monetary recovery if you win your lawsuit. In sum, the lawyer only gets paid if you win. Contingent fee agreements are limited to specific practice areas in civil law.

Flat fee: For “routine” legal work where the attorney generally knows the amount of time and resources necessary to complete the task, he/she may be willing to bill you a flat fee for services performed.

Common legal terms explained

Pro se – This Latin term refers to representing yourself in court instead of hiring professional legal counsel. Pro se representation can occur in either criminal or civil cases.

Statute – Refers to a law created by a legislative body. For example, the laws enacted by Congress are statutes.

Subject matter jurisdiction – Requirement that a particular court have authority to hear the claim based on the specific type of issue brought to the court. For example, the U.S. Bankruptcy Court only has subject matter jurisdiction over bankruptcy filings, therefore it does not have the authority to render binding judgment over other types of cases, such as divorce.

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