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Why It’s Important to Hire a Chapter 13 Attorney
Chapter 13 Attorneys focus their practices on this specialized area of the law. These lawyers are familiar with the Bankruptcy process and courts, and can help ensure the best possible outcome of your case. Chapter 13 Bankruptcy Lawyers are able to:
- Stop creditor harassment
- Halt a home foreclosure thereby allowing you to stay in your home while your debts are worked out
- Negotiate with your creditors
- Determine whether Chapter 13 Bankruptcy is right for you
Because the Bankruptcy process is complex, it’s strongly advised you speak with an experienced attorney about your particular case. During your initial consultation, make sure to ask your prospective attorney how many Chapter 13 cases he or she has handled previously. If the answer isn’t to your satisfaction, it’s OK to leave the office and seek alternative representation.
Initial Consultations with a Chapter 13 Attorney
During your initial consultation with a Chapter 13 Attorney make sure to bring copies of your financial statements, bank account records, recent pay stubs, evidence of creditor harassment, copies of your debt balances, and anything else related to your finances. This will help your lawyer assess whether Bankruptcy, or perhaps a Bankruptcy alternative is right for you.