Top Richland, NY Chapter 11 Bankruptcy Lawyers Near You
100 Madison Street, AXA Tower - 1, Suite 1640, Syracuse, NY 13202
219 1st St, Liverpool, NY 13088
108 West Jefferson Street, Suite 401, Syracuse, NY 13202
100 Genesee St, Suite 7, Auburn, NY 13021
5158 Jupiter Inlet Way, Syracuse, NY 13215
247 W Fayette St, Suite 315, Syracuse, NY 13202
333 West Washington Street, Suite 200, Syracuse, NY 13202
6713 Collamer Rd, Suite1, East Syracuse, NY 13057
449 S Salina St, Fl 2, Syracuse, NY 13202
10 Adler Drive, Suite 115, East Syracuse, NY 13057
One Lincoln Center, 110 West Fayette Street, Syracuse, NY 13202-1355
308 Maltbie Street, Suite 200, Syracuse, NY 13204-1498
211 W Jefferson St, Syracuse, NY 13202
Richland Chapter 11 Bankruptcy Information
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Client Commitment
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.