Top Latham, NY Chapter 11 Bankruptcy Lawyers Near You
321 Great Oaks Blvd, Albany, NY 12203
200 Great Oaks Blvd, Suite228, Albany, NY 12203
677 Broadway, 10th Floor, Albany, NY 12207
20 Corporate Woods Blvd., 4th Floor, Albany, NY 12211
66 South Pearl Street, 11th Floor, Albany, NY 12207
64 2nd Street Troy, Troy, NY 12180
187 Wolf Rd, Albany, NY 12205
PO Box 112, East Greenbush, NY 12061
111 Washington Ave, Suite 300, Albany, NY 12210
100 West Ave, Saratoga Springs, NY 12866-6004
677 Broadway, Suite 1205, Albany, NY 12207-2996
677 Broadway, 7th Floor, Albany, NY 12207
677 Broadway, Suite 1101, Albany, NY 12207
54 State Street, Sixth Floor, Albany, NY 12207-2524
677 Broadway, 8th Floor, Albany, NY 12207-1511
54 State Street, Suite 1001, Albany, NY 12207
30 South Pearl St., 12th Floor, Albany, NY 12207
6 Tower Place, Albany, NY 12203
30 South Pearl Street, Suite 901, Albany, NY 12207
444 Glen Street, Glens Falls, NY 12801
12 Cornell Rd, Latham, NY 12110
54 State Street, Albany, NY 12207
80 State St, 11th Floor, Albany, NY 12207
PO Box 310, Niverville, NY 12130
6 Automation Lane, Suite 114, Albany, NY 12205
Latham Chapter 11 Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.