Top Trenton, NJ Business Bankruptcy Lawyers Near You
186 S. Broad St, Trenton, NJ 08608-2405
100 American Metro Blvd, Hamilton Township, NJ 08619
105 College Road East, PO. Box 627, Princeton, NJ 08542-0627
997 Lenox Drive, Building 3, Lawrenceville, NJ 08648
475 Wall Street, Princeton, NJ 08540
100 Overlook Center, Second Floor, Princeton, NJ 08540
100 Overlook Center, 2nd Floor, Princeton, NJ 08540
301 Carnegie Center Dr, Princeton, NJ 08540
600 Alexander Rd, Suite 2-1, Princeton, NJ 08540
50 West State, Suite 1010, Trenton, NJ 08608
50 West State Street, Suite 1104, Trenton, NJ 08608
1675 Whitehorse-Mercerville Road, Suite 102, Hamilton, NJ 08619
21 Roszel Road, Princeton, NJ 08540
214 Carnegie Center, Suite 112, Princeton, NJ 08540
101 Carnegie Center, Suite 300, Princeton, NJ 08540
427 Riverview Plaza, Trenton, NJ 08611
902 Carnegie Center, Suite 500, Princeton, NJ 08540
700 Alexander Park, Suite 300, Princeton, NJ 08540
821 Alexander Road, Suite 200, PO Box 3663, Princeton, NJ 08543-3663
Princeton Pike Corporate Center, 100 Lenox Drive, Suite 200, Lawrenceville, NJ 08648
300 Carnegie Center, Suite 220, Princeton, NJ 08540
210 Carnegie Center, Suite 102, Princeton, NJ 08540
301 Carnegie Center, Suite 400, Princeton, NJ 08543
311 Whitehorse Avenue, Suite A, Hamilton, NJ 08610
475 Wall Street, Princeton, NJ 08540
Trenton Business Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.