Top El Dorado Hills, CA Business Bankruptcy Lawyers Near You
1415 L Street, Suite 800, Sacramento, CA 95814
3800 Watt Ave, Suite 255, Sacramento, CA 95821
428 J St, 4th Floor, Sacramento, CA 95814
7777 Greenback Ln, Suite 212, Citrus Heights, CA 95610
180 Promenade Circle, Suite 300, Sacramento, CA 95834
1215 K St, Sacramento, CA 95814
621 Capitol Mall, Suite 1500, Sacramento, CA 95814
1215 K Street, 17th Floor, Sacramento, CA 95814
10640 Mather Blvd, Suite 200, Mather, CA 95655
11899 Edgewood Road, Suite L4, Auburn, CA 95603
791 University Avenue, Sacramento, CA 95825
1830 15th Street, Sacramento, CA 95811
3001 Lava Ridge Court, Suite 130, Roseville, CA 95661
621 Capitol Mall, Suite 900, Sacramento, CA 95814
2150 River Plaza Drive, Suite 450, Sacramento, CA 95833
1331 Garden Hwy, 2nd Floor, Sacramento, CA 95833
400 Capitol Mall, Suite 2400, Sacramento, CA 95814
500 Capitol Mall, Suite 1600, Sacramento, CA 95814
1430 Blue Oaks Blvd, Suite 250, Roseville, CA 95747
500 Capitol Mall, Suite 1800, Sacramento, CA 95814-4407
400 Capitol Mall, 11th Floor, Sacramento, CA 95814
400 Capitol Mall, Suite 2400, Sacramento, CA 95814
400 Capitol Mall, Suite 3000, Sacramento, CA 95814-4497
621 Capitol Mall, 18th Floor, Sacramento, CA 95814
3001 J St, #300, Sacramento, CA 95816
El Dorado Hills Business Bankruptcy Information
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What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.