Top Chattanooga, TN Bankruptcy Lawyers Near You
633 Chestnut Street, Suite 1300, PO Box 6068, Chattanooga, TN 37402
736 Georgia Avenue, Suite 300, Chattanooga, TN 37402
537 Market Street, Market Court, Suite 300, Chattanooga, TN 37402-1225
633 Chestnut Street, Suite 1900, Chattanooga, TN 37450
605 Chestnut St, Suite 1700, Chattanooga, TN 37450
320 McCallie Avenue, Chattanooga, TN 37402
605 Chestnut Street, Suite 900, Chattanooga, TN 37450
744 McCallie Ave, Suite 520, Chattanooga, TN 37403
5726 Marlin Road, Suite 107, Chattanooga, TN 37411
832 Georgia Avenue, Volunteer Building, Suite 1200, Chattanooga, TN 37402-2289
412 Georgia Avenue, Suite 201, Chattanooga, TN 37403
1110 Market Street, Suite 302, Chattanooga, TN 37402
201 Frazier Ave, Suite F, Chattanooga, TN 37405
147 North Market Street, Suite B, PO Box 4364, Chattanooga, TN 37405
713 Cherry Street, Chattanooga, TN 37402
2895 Northpoint Blvd, Hixson, TN 37343
633 Chestnut Street, Suite 300, Chattanooga, TN 37450
4416 Brainerd Rd., Chattanooga, TN 37411
Chattanooga Bankruptcy Information
Lead Counsel independently verifies Bankruptcy attorneys in Chattanooga and checks their standing with Tennessee bar associations.
Our Verification Process and Criteria
Ample Experience
Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.Good Standing
Be in good standing with their bar associations and maintain a clean disciplinary record.Annual Review
Submit to an annual review to retain their Lead Counsel Verified status.Client Commitment
Pledge to follow the highest quality client service and ethical standards.
What Is Bankruptcy?
Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.
What Happens When I File for Bankruptcy?
When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.
How Much Does It Cost To File for Bankruptcy?
There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.
How Long Does Bankruptcy Stay on Your Credit Report?
A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.