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Top San Jose, CA Bankruptcy Lawyers Near You

Bankruptcy Lawyers | San Jose Office

96 North 3rd St, Suite 350, San Jose, CA 95112

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

1117 S. California Ave., Palo Alto, CA 94304

Bankruptcy Lawyers | Santa Clara Office | Serving San Jose, CA

5201 Great America Parkway, Suite 320, Santa Clara, CA 95054

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

530 Lytton Avenue, Second Floor, Palo Alto, CA 94301

Bankruptcy Lawyers | San Jose Office

99 S. Almaden Blvd., Suite 600, San Jose, CA 95113

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

601 South California Ave., Palo Alto, CA 94304

Bankruptcy Lawyers | Mountain View Office | Serving San Jose, CA

615 National Ave, Suite 220, Mountain View, CA 94043

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

1841 Page Mill Road, Suite 200, Palo Alto, CA 94304

Bankruptcy Lawyers | East Palo Alto Office | Serving San Jose, CA

1950 University Avenue, Suite 450, East Palo Alto, CA 94303

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

1661 Page Mill Road, Suite A, Palo Alto, CA 94304

Bankruptcy Lawyers | San Jose Office

586 North 1st Street, Suite 202, San Jose, CA 95112

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

555 Bryant St, Suite 820, Palo Alto, CA 94301

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

1801 Page Mill Road, Suite 210, Palo Alto, CA 94304

Bankruptcy Lawyers | San Jose Office

255 N Market St, SUITE 125, San Jose, CA 95110

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

1001 Page Mill Rd, Building 1, Palo Alto, CA 94304

Bankruptcy Lawyers | East Palo Alto Office | Serving San Jose, CA

2000 University Avenue, East Palo Alto, CA 94303-2215

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

Two Palo Alto Square, Suite 300, 3000 El Camino Real, Palo Alto, CA 94306

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

525 University Avenue, Suite 1400, Palo Alto, CA 94301

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

2475 Hanover Street, Palo Alto, CA 94304

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

1801 Page Mill Rd, Palo Alto, CA 94304

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

3000 El Camino Real, 2 Palo Alto Square, Suite 900, Palo Alto, CA 94306

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

1841 Page Mill Rd, Suite 250, Palo Alto, CA 94304

Bankruptcy Lawyers | San Jose Office

55 S Market St, Suite 1420, San Jose, CA 95113-1787

Bankruptcy Lawyers | East Palo Alto Office | Serving San Jose, CA

1900 University Avenue, 5th Floor, East Palo Alto, CA 94303

Bankruptcy Lawyers | Palo Alto Office | Serving San Jose, CA

3330 Hillview Avenue, Palo Alto, CA 94304

San Jose Bankruptcy Information

Lead Counsel Badge

Lead Counsel Verified Attorneys In San Jose

Lead Counsel independently verifies Bankruptcy attorneys in San Jose and checks their standing with California bar associations.

Our Verification Process and Criteria
  • Ample Experience Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
  • Good Standing Be in good standing with their bar associations and maintain a clean disciplinary record.
  • Annual Review Submit to an annual review to retain their Lead Counsel Verified status.
  • Client Commitment Pledge to follow the highest quality client service and ethical standards.

Find a Bankruptcy Attorney near San Jose

Visit our free Bankruptcy Resource Center.

What Is Bankruptcy?

Bankruptcy is a legal process that allows an individual or a business (the debtor) to get a fresh financial start by forgiving debts that the debtor cannot repay while allowing creditors to obtain some repayment through liquidation of the debtor’s assets. Federal bankruptcy courts manage cases according to the U.S. Bankruptcy Code. Bankruptcy law includes several types of bankruptcy. Chapter 7, chapter 11, and chapter 13 bankruptcies are the most common.
  • Individuals typically file Chapter 7 bankruptcy to clear their unsecured debt, such as credit card balances and medical bills. The debtor must liquidate nonexempt assets, such as a second home, stocks, and bonds, to repay some of their unsecured debt. The remaining unsecured debt is typically discharged. The debtor is not required to liquidate exempt assets, such as household goods, clothing, and a personal vehicle (up to a particular value).
  • Chapter 11 bankruptcy allows a business to reorganize and remain in business to become profitable. This type of bankruptcy allows the business to continue its activities while working on a debt repayment plan under court supervision.
Chapter 13 bankruptcy allows individuals who make too much money to qualify for chapter 7 to create a workable debt repayment plan. Repayment plans typically require installment payments over a three or five-year period. Debtors who repay their creditors can keep all their property, including nonexempt property.

Are There Any Bankruptcy Lawyers Near Me In San Jose, CA?

Finding the right fit for your case may seem daunting, but many attorneys in your area are ready to help advocate for clients like you. The LawInfo directory can help you find verified bankruptcy lawyers in San Jose. It can significantly benefit you to consult with an experienced bankruptcy attorney early in your case.

What Can a California Bankruptcy Lawyer Do For Me?

Filing for bankruptcy is a complex process requiring a thorough knowledge of state and federal bankruptcy laws so you can decide what chapter to file under and which exemptions to claim, among other things. A bankruptcy lawyer will help guide you through this stressful and time-consuming process. Some of the ways a bankruptcy lawyer may be able to help you include:
  • Explaining and guiding you through the bankruptcy process,
  • Analyzing your financial situation,
  • Evaluating your assets and obligations,
  • Advising you regarding which exemptions to claim,
  • Preparing and reviewing your bankruptcy petition,
  • Attending meetings with your creditors (341 meetings),
  • Following up with your creditors to stop any post-filing collection efforts,
  • Representing you in any litigation that may arise out of the bankruptcy, and
  • Attending hearings on your behalf.
Because filing for bankruptcy can affect you for many years, it would be beneficial to speak to a qualified bankruptcy lawyer today.

How Much Does a Bankruptcy Attorney in San Jose Cost?

Bankruptcy lawyers charge from $200/hr to $400/hr depending on the issue, the attorney’s skill, and location. In complex cases, rates can exceed $1,000/hr.

When Should I Hire a Lawyer?

It is in your best interest to get legal help early in addressing your situation. There are times when quickly hiring a lawyer is critical to your case, such as if you are charged with a crime. Having a lawyer review the fine print before signing legal documents may also be a good idea. A lawyer can also help you get the compensation you deserve if you’ve suffered a severe injury. For issues where money or property is at stake, having a lawyer guide you through the complexities of the legal system can save you time, hassle, and possibly a lot of grief in the long run.

What Are the Top Questions Should I Ask a Bankruptcy Lawyer?

  • What is the usual process to resolve my case?
  • How long will it take to resolve this?
  • What are the likely outcomes of a case like mine?
  • What should I expect during bankruptcy?
An experienced lawyer should be able to communicate a basic “road map” on how to proceed. The lawyer should be able to walk you through the legal process, key considerations, and potential pitfalls to avoid. Once you’ve laid out the facts of your situation to the lawyer, they should be able to frame expectations and likely scenarios to help you understand your legal issue.

How Will A Bankruptcy Charge Me?

A reputable attorney will be very upfront about how they will charge you. The three most common fee structures that attorneys use to charge for their services are:
  • Bill by the hour
  • Contingent fee agreement
  • Flat fee agreement
Depending on your specific legal situation, only one type of fee structure may be available. For instance, criminal defense attorneys almost always bill by the hour. A flat fee arrangement is when an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront, and the attorney receives a percentage of the money recovered if you win your case.

What is bankruptcy?

Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.

What happens when I file for bankruptcy?

When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.

How much does it cost to file for bankruptcy?

There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.

How long does bankruptcy stay on your credit report?

A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.

Top Questions to Ask When Hiring an Attorney

  • How many years have you been practicing law? How long have you practiced law in the local area?
  • How many cases similar to mine have you handled in the past?
  • What is the likely outcome for my case?

In legal practice, experience matters. An experienced attorney will likely have handled issues similar to yours many, many times. Therefore, after listening to your situation, the attorney should have a reasonable idea of the time line for a case like yours and the likely resolution.

Top Questions to Ask a Lawyer

  • What is the usual process to resolve my case? How long will it take to resolve this?
  • What are likely outcomes of a case like mine? What should I expect?

An experienced lawyer should be able to communicate a basic “road map” on how to proceed. The lawyer should be able to walk you through the anticipated process, key considerations, and potential pitfalls to avoid. Once you’ve laid out the facts of your situation to the lawyer, he/she should be able to frame expectations and likely scenarios to help you understand your legal issue.

How to Find the Right Attorney

  • Determine the area of law that relates to your issue. Attorneys specialize in specific practice areas around legal issues within the broad field of law.
  • Seek out recommendations from friends, family, and colleagues. A successful attorney or practice will typically have many satisfied clients.
  • Set up consultation appointments to get a better understanding of your case as well as gauge your comfort level with different attorneys. Find the attorney who is the right fit for your needs.

Common legal terms explained

Plaintiff – a person or party who brings a lawsuit against another person(s) or party/parties in a court of law. Private persons or parties can only file suit in civil court.

Judgment – A decision of the court. Also known as a decree or order. Judgments handed down by the court are usually binding on the parties before the court.

Court Locations in San Jose, CA

Downtown Superior Court

191 N 1st St.
San Jose, CA. 95113
Phone: (408) 882-2100
Court Website

Santa Clara Hall of Justice

190 W Hedding St.
San Jose, CA. 95110
Phone: (408) 808-6600
Court Website

Old Courthouse

161 N 1st St.
San Jose, CA. 95113
Phone: (408) 882-2100
Court Website
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