Top San Diego, CA Bankruptcy Lawyers Near You

Bankruptcy Lawyers | Carlsbad Office | Serving San Diego, CA

2244 Faraday Ave, PMB, Carlsbad, CA 92008

Bankruptcy Lawyers | San Diego Office

303 A Street, Suite 400, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

550 W C St, Suite 1700, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

402 West Broadway, Suite 400, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

401 West A Street, Suite 1900, San Diego, CA 92101-8484

Bankruptcy Lawyers | La Mesa Office | Serving San Diego, CA

7777 Alvarado Road, Suite 413, La Mesa, CA 91942

Bankruptcy Lawyers | San Diego Office

4747 Executive Drive, 12th Floor, San Diego, CA 92121

Bankruptcy Lawyers | San Diego Office

550 West C Street, Suite 1750, San Diego, CA 92101

Bankruptcy Lawyers | Chula Vista Office | Serving San Diego, CA

3130 Bonita Road, Suite 104, Chula Vista, CA 91910

Bankruptcy Lawyers | Oceanside Office | Serving San Diego, CA

2424 Vista Way, Suite 202, Oceanside, CA 92054

Bankruptcy Lawyers | San Diego Office

1455 Frazee Road, Suite 820, San Diego, CA 92108

Bankruptcy Lawyers | San Diego Office

605 “C” Street, 3rd Floor, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

401 West A Street, Suite 1150, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

4375 Jutland Dr, Ste 200, San Diego, CA 92117

Bankruptcy Lawyers | Carlsbad Office | Serving San Diego, CA

5901 Priestly Dr, Suite 308, Carlsbad, CA 92008

Bankruptcy Lawyers | Vista Office | Serving San Diego, CA

380 South Melrose Drive, Suite 300, Vista, CA 92081

Bankruptcy Lawyers | San Diego Office

401 W A St, Suite 1820, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

750 B Street, Suite 3300, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

600 West Broadway, Suite 1100, San Diego, CA 92101

Bankruptcy Lawyers | San Diego Office

600 West Broadway, One America Plaza, Suite 1500, San Diego, CA 92101-3384

San Diego Bankruptcy Information

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Lead Counsel Verified Attorneys In San Diego

Lead Counsel independently verifies Bankruptcy attorneys in San Diego and checks their standing with California bar associations.

Our Verification Process and Criteria
  • Ample Experience Attorneys must meet stringent qualifications and prove they practice in the area of law they’re verified in.
  • Good Standing Be in good standing with their bar associations and maintain a clean disciplinary record.
  • Annual Review Submit to an annual review to retain their Lead Counsel Verified status.
  • Client Commitment Pledge to follow the highest quality client service and ethical standards.

Find a Bankruptcy Attorney near San Diego

Are You Considering Bankruptcy?

If you’re overwhelmed with debt and are looking for legal solutions to solve your financial crisis then bankruptcy may be a great option for you. A skilled San Diego bankruptcy lawyer can help determine whether bankruptcy can help eliminate your debt, and get you back on your feet.

Different Types of Bankruptcy Available

Did you know there are various types of bankruptcy that each serve a different purpose and require a different skillset? A Chapter 7 Bankruptcy is one type a bankruptcy attorney may decide is the best way for you to liquidate your assets to pay off creditors. This is especially true if you currently have no income.

On the other hand, a Bankruptcy law firm may select a Chapter 13 Bankruptcy as a way for you to keep control of your belongings while paying back your creditors over time.

What is bankruptcy?

Bankruptcy is a legal process that allows people to get out from under debts that are causing serious financial harm. Through the bankruptcy process, you may be able to get rid of debts like medical bills, credit card bills, and other unsecured debts. Factors such as your income and whether you have assets that you can sell to pay off some of the debts are taken into account when filing for bankruptcy and will determine what happens.

What happens when I file for bankruptcy?

When you file for bankruptcy, you will be under a federal bankruptcy court’s supervision and protection. During this time, you, your lawyer, the court, and your creditors will work on a plan for discharging your eligible debts. Collectors will also be unable to repossess property and garnish your wages or bank accounts during this time.

How much does it cost to file for bankruptcy?

There is no easy answer to this question. The ultimate cost will be a mix of court filing fees and what you owe your attorney for guiding you through the process. What you owe will depend on how complicated your case is and whether there are any prolonged disputes with creditors. Most likely, however, the debt relief that comes with bankruptcy will outweigh any fees.

How long does bankruptcy stay on your credit report?

A Chapter 7 bankruptcy filing will stay on your credit report for up to 10 years, while a Chapter 13 will remain for up to seven years. A bankruptcy filing will also harm your credit score. However, if you need to file for bankruptcy, it’s likely your score is not that high anyway, and your bankruptcy will give you a chance at a fresh start and time to rebuild your credit score.

Best Time to Seek Legal Help

No matter what your legal issue may be, it is always best to seek legal help early in the process. An attorney can help secure what is likely to be the best possible outcome for your situation and avoid both unnecessary complications or errors.

The Importance of a Good Consultation

The goal of an initial consultation is to find an attorney you are comfortable working with and someone who can help you understand your options under the law. Seek to understand the relevant legal experience the attorney brings to your case. While it is not realistic to expect an attorney to resolve your legal issue during an initial consultation, you should gain a level of comfort with his/her ability to do so. A good consultation can clarify issues, raise pertinent questions and considerations for your case, and help you make an informed decision towards resolving your legal issue.

How will an attorney charge me?

A reputable attorney will be very upfront about how he/she will charge you. The three most common fee structures that attorneys use to charge for their services are:

  • Bill by the hour
  • Contingent fee agreement
  • Flat fee agreement

Depending on your specific legal situation, it’s possible that only one type of fee structure is available. For instance, criminal defense attorneys almost always bill by the hour. In a flat fee arrangement, an attorney accepts a one-time payment to help you resolve your issue. With a contingent fee agreement, the client pays little to nothing upfront and the attorney receives a percentage of the money recovered if you win your case.

Common legal terms explained

Plaintiff – a person or party who brings a lawsuit against another person(s) or party/parties in a court of law. Private persons or parties can only file suit in civil court.

Judgment – A decision of the court. Also known as a decree or order. Judgments handed down by the court are usually binding on the parties before the court.

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