Dealing with overwhelming debt is an issue that countless Americans are currently facing. It’s important you understand the federal government has put in place legal mechanisms that allow you to deal or even eliminate your debt if it becomes too much. The legal process for reducing your liabilities is complex, therefore finding an attorney to help you can be extremely important. A bankruptcy attorney will be able to answer some of the tough questions you may have, such as: How do you know if you should file for bankruptcy? What type of bankruptcy is best in your situation? Can you avoid bankruptcy all together and lower your payments instead? When it comes to tackling your outstanding debts, contacting an attorney will be one of your most important steps.