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If you have decided to work for yourself, congratulations. Before you decide to take the full plunge into business ownership, you’re going to need to evaluate your business ideas, perform adequate market research, do some financial planning and decide on the form of the business. Most businesses need to be adequately financed or capitalized in order to effectively operate. Trade associations, local offices of the federal Small Business Administration, prospective franchisers as well as banks and private business consultants can help with financial planning. Capital for new businesses generally derives from contributions made by investors, loans from banks and financial institutions, and capital raised from other individuals and sources. An attorney can help you review and prepare the contractual agreements with banks and investors regarding your business financing. For more information on setting up a business, contact a qualified business attorney in your area who can discuss your legal and personal concerns.