What Kind Of Legal Protections Am I Entitled To If I Qualify For The Protections Of The Scra?

­ The SCRA states that a debt incurred by a servicemember, or servicemembers and spouse jointly, prior tot entering military service shall not bear interest at a rate above 6 percent during the period of military service.
­ The SCRA states that in a legal action to enforce a debt against real estate that is filed during, or within 90 days after the servicemember’s military service, a court may stop the proceedings for a period of time, or adjust the debt.  In addition, the sale, foreclosure, or seizure of real estate shall not be valid if it occurs during, or within 90 days after the servicemember’s military service unless the creditor has obtained a court order approving the sale, foreclosure, or seizure of the real estate.
­ The SCRA contains many other protections besides those applicable to home loans.

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