How Do Scra Protections Affect Insurance?

The SCRA provides for reinstatement of health insurance without waiting periods or other penalties, provided the insurance was effective before the active duty period, the insurance was terminated during the active duty period, and certain other conditions exist.  The SCRA also provides protection against termination of policy or forfeiture of premiums to members who have individual life insurance policies.  For SCRA protection for life insurance policies, the member must submit a written request to the Department of Veterans Affairs.

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