What steps can I take to minimize damages to my home, and thus decrease my insurance costs?

Particularly if you live in an area that is prone to natural disasters such as hurricanes, you should take steps to ensure that your home is protected with features such as roof anchors and reinforced windows and doors. You should also try and keep larger outdoor items such as lawn furniture secured in the event of high winds, so that they do not cause unexpected damage to your home.

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