A traffic citation is not a determination of legal liability. The company is still obligated to investigate claims made according to the specifications of the policy. It is possible that there may be more than one person at fault and the liability would be shared. It may actually work to your benefit in terms of future premiums if your agency conducts an investigation.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact an attorney in your area from our directory to discuss your specific legal situation.