What Are All These Adjustments On My Policy?

There may be many additional adjustments to your base premium, such as:

  • experience modification factor,
  • schedule rating,
  • expense constant,
  • premium discount, and
  • second injury fund surcharge.

All of these adjustments are made to determine your final premium due to the insurer. If you are not sure about an adjustment, you should call your agent or insurer and ask them to explain the adjustment.

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