The premiums are determined by looking at the individual’s age, medical history, family medical history and career. Life insurance is a complex subject that has its own language. In order to shop intelligently, it would be helpful to be familiar with the types of life insurance products available. Please refer to the question What are the different types of life insurance policies? for a brief explanation of life insurance policies.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact an attorney in your area from our directory to discuss your specific legal situation.