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If you drive a family car, you can be added to your parents’ policy; however, the cost of the policy will increase. If you have your own automobile, your parents’ company may sell you a separate policy but at a different rate than your parents. You must also be under a certain age in Montana, that being 25, and be either living at home or a fulltime student. Your parents’ name must also appear on the title of the car you drive.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.