Maine has a continuity law that applies to group and individual health insurance. If you haven’t had coverage, then a 12 month exclusion period may be imposed. However, if you are switching coverage, the new company cannot add an exclusion for something that was covered under the old policy.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact an attorney in your area from our directory to discuss your specific legal situation.