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What Is Coordination Of Benefits?

If both you and your spouse have health insurance, or if your dependent children are covered under other health insurance, your insurance company will probably coordinate the payment of benefits with the other insurance company. This is done so that payments from both companies are not more than the actual costs of your medical care. If your outline of coverage or benefits handbook has a section on Coordination of Benefits, read it to see how expenses will be paid when two insurance companies insure you and your family.