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A preexisting condition is an illness or other health problem that was diagnosed or treated before the policy was issued to you. Many policies will not pay immediate benefits for claims due to preexisting conditions; some will never pay. The rules are changing, though. Ask your insurance company or agent to tell you if your policy has any preexisting exclusions.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified health insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local health insurance attorney to discuss your specific legal situation.