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The insurance provider owes you the fair market value of your vehicle before the accident in your local area. The fair market value is defined as what a willing buyer would have paid a willing seller for your vehicle in an open market. You can determine this amount by using dealer quotes and/or newspaper advertisements. In addition, you can also rely upon other auto sales publications, as long as the vehicle being sold is comparable to yours in mileage, condition, options, etc.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified auto insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact an attorney in your area from our directory to discuss your specific legal situation.