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Occasionally an agent might make a mistake in calculating a rate, and the company is required by law to use the rates filed with and approved by the Insurance Department. If the company were to use any other rates, they would be in violation of state statutes.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified auto insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact an attorney in your area from our directory to discuss your specific legal situation.