How Can a Lender Foreclose on a Property in Wisconsin?

While both judicial and non judicial foreclosure proceedings are permitted in Wisconsin, judicial foreclosures are the most common method of property foreclosure. That means that a Wisconsin lender must sue a borrower in state circuit court and obtain an order to foreclose on the property. Public notice of the sale is required to be provided prior to the sale.
If a power of sale clause is included in the mortgage documents then the lender may have a foreclosure sale if the borrower is in default on the loan. The lender must provide adequate public notice as determined by law and must follow the procedures described in state law when conducting the sale. 

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