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Foreclosure & Alternatives Law

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What Public Notice Requirements are There for a Real Estate Foreclosure in Rhode Island?

If the loan documents for a Rhode Island property include a power of sale then a lender may proceed with a foreclosure sale without court involvement. The lender is required to publish a Notice of Sale in a public newspaper at least once a week for three consecutive weeks prior to the sale. The last publication must occur between 7- 14 days prior to the foreclosure sale.
In the absence of a power of sale clause in the loan documents, a lender may pursue a judicial foreclosure and the filing of the lawsuit services as public notice. Alternatively, the lender may follow special procedures to take possession of the property and no public notice is required.