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Can a Lender Sue a Borrower for a Deficiency Judgment if the Lender is Still Owed Money After a Foreclosure Sale in Kentucky?

A lender can only recover a deficiency judgment from a borrower if the borrower was personally served with the foreclosure complaint and failed to respond to the complaint. If the borrower responded to the foreclosure lawsuit then the lender has no right to a deficiency judgment even if there is a discrepancy between the amount recovered at the public foreclosure sale and the amount owed on the loan.
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